The Business Side of Having a Baby

Return to "The Pregnancy Partners: Blokes, Babies and You"

by Sam Holt

She's thinking of the baby, wondering how breastfeeding will go, how much time she'll take off from work and what color to paint the nursery. You're thinking about the money, the future, your buddies, perhaps a bigger house and wondering whether you really have to buy a mini-van (no, you don't).

Make both of you more relaxed by getting your financial and legal documents in order. Here is some homework to complete 4-6 weeks from birth. When the baby comes you won't have time to do this!

Choose guardians for your baby. Don't be surprised if this one requires a long debate.

Make sure you have health insurance. Find out what your deductible and co-pay will be for your birth. Ask what else they cover. Some cover a car seat.Some cover a breast pump. Some offer other services. If you fall within a certain income bracket, the state may provide you with valuable and high-quality services that will make your neighbors jealous -- like WIC.

Make a will. If you don't already have one, make a will and get it filed properly.

Get life insurance. Yup, you're old enough. Your baby needs you to have it.

Daycare. If she's planning on going back to work, you need to think about who will take care of the baby. You, a relative, a family daycare, a daycare center, a nanny...there are many options but you'll be glad you started researching this early.

Budget. Some families find a budget is especially necessary when there's a baby involved.

Sign up for a 529 Plan to save for your baby's education (ask your financial advisor about this option).

Since you'll be getting all of this in order, think about your filing system to keep all of this information and make sure she knows where everything is, too.

Being proactive on the finance side shows your partner that you are taking pregnancy seriously and it gives your child a great head start in life. Putting your partner's mind at ease is one of the best ways to keep her relaxed and happy so that she can provide a stress free environment for your baby.

Getting on top of the financial issues will also make you feel better about money related issues which is very important for when the baby comes and you're tired and busy!


About the authors: Troy Jones: Troy's company produced the Being Dad series and he has traveled the globe interviewing hundreds of new dads and experts. As a result we like to think of him as a "well renowned global guru in all things Being Dad;" sounds impressive anyway. Troy has a beautiful daughter Matilda, who appears in the Being Dad series.

Sam Holt: Best known for coming up with a new idea every five minutes it's little wonder that Being Dad was, in fact, his idea. Fortunately, Being Dad was one of Sam's better ideas and with the help of Troy and Tom it has grown way beyond all of their expectations. Sam has a son, Hugo, who is too cute to be his.

Tom Hastwell: Lured out of the corporate world by Sam and Troy, Tom has been bitten by the business bug. Troy and Sam are eagerly awaiting news that Toms wife is pregnant so that they can attach a camera crew to him for nine months and actually put him to work. Tom is currently practicing for kids.

Copyrighted © SLM Global Pty Ltd. Permission to publish granted to, LLC.


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