well 2 weeks ago after getting appointment for RE - I decided to contact my insurance to find out what was covered in my plan- I was told I did not need get pre approval that my dr's office would - they told me unlimited coverage. So I was out shopping today with Dh when get a call from RE office - they said I needed a preauth # to contact my insurance - so again I called this time they enrolled me into a "fertility managament plan" asked me a whole lotta questions to finally tell me the pre auth # but to also tell me that IVF is not covered only unlimited IUI - "WTF?" - we have MFI IUI is not going to help us... ok ranting we will still go see RE and see what he says