How do you do it? Do you use a certain program?
What's your biggest "budget buster" and how do you handle it?
Do you follow a particular system?
I have been trying for over a year but I just can't seem to find a system that works for me!!
I live within my means. I tend to put everything on credit cards and then pay them off each month (I either use my disney rewards card which is giving me 1/2 off my March trip so worth it or at target I use my target card to save 5%).
But I ALWAYS end up going over my allotted budget! I can't figure out how to budget for those "things that randomly come up." The money is there so I've never gotten myself in trouble, but it frustrates me to no end that I can't get the hang of budgeting!!
How do you do it?