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betsy0040's picture
Joined: 03/28/08
Posts: 121
:(

I think I've mentioned before that my husband runs his own business, well sort of. He has a business partner who manages the money. The last few weeks things have been slow and his partner has not been paying us on time if at all. The company owes us $2300 right now and we haven't gotten paid in 2 weeks. He has tried talking to his partner about it but he never really gets down to the nitty gritty with him. He's too nice and won't put the guy in his place. I'm so fed up and frustrated with it. I feel like he's not doing the right thing and I feel sad and let down. I've tried talking to him about it every way I can think of. I've tried ignoring him. I even went out yesterday when he got home because he had called before hand to tell me that the money which was supposed to be used to pay him went to pay bills instead and this has been going on for over a month now. So when he got home I didn't say a word to him, I just left. I don't feel like it did any good and I don't know what else to do.

wishing4agirl's picture
Joined: 09/11/03
Posts: 917

:bigarmhug: I'm sorry. This is a tough spot. I would definitely want to know what is going on in the financial area of the company because he could be hiding things. I don't have any advice just (((Hugs)))

betsy0040's picture
Joined: 03/28/08
Posts: 121

Thanks. I have told DH to sit down with the accountant and go over the financial records, he says he's called and left a message for him. His partner is supposed to be making a deposit into our account today. Oh and we just found out we are going to need to replace our heating & air system, $5K worth.

betsy0040's picture
Joined: 03/28/08
Posts: 121

The deposit that was supposed to be made today into our account was made. At least now I can breathe for a few days.

wishing4agirl's picture
Joined: 09/11/03
Posts: 917

Thank God the deposit was made. Sitting down with the accountant would be a VERY good idea.

betsy0040's picture
Joined: 03/28/08
Posts: 121

I am so tired of this! I am the one pushing him to do everything and I feel like I'm pushing a brick wall. His cell phone which is the only number for the business, it's printed on business cards and everything, the bill is past due and if it's not paid by the 23rd they will shut his phone off. Well the company pays the bill since 95% of the time it's used for business. I guess his partner decided there were other more important bills to pay so he hasn't paid it yet. DH made a deposit into the business account yesterday and told his partner that should be enough to pay it. Well his partner is famous for mailing checks, what happens if the check doesn't make it on time? I asked him why he didn't ask his partner to make a payment over the phone so it would be paid immediately. He says he'll call Verizon and tell them the check's in the mail but I really don't think they care, I think they'll shut it off on the 23rd if it hasn't been paid but he doesn't want to deal with it! He's like this with everything financial for the business. He actually trusts his partner and I don't, not after what he's pulled the last month.

We are getting a heating & air system put in and we're paying for it with our home equity line, well in order for us to take money out we have to make the next payment which is due on the 25th. I spent the deposit made this week on other bills which were due now so we need another paycheck to be able to pay the home equity line. So I asked him who owed the company money so he could try to get more money in so we could actually get a paycheck. He doesn't want to deal with it. He tells me he's been paying bills longer than I have, that he's had a negative balance in his account before. So what? Who brags about that?

His partner took out a loan a few months ago due to a contractor not paying their bill the company was in serious financial trouble. We just found out he says he couldn't get approved for a business loan so he took out a personal loan. I guarantee he's paying that bill before he pays any other bills. I tell DH he needs to know where the money is going yet he refuses to confront his partner about it. DH works 40+ hours per week for the business, his partner works a few. Back when things were good his partner was taking home $600 per week, for very little work. Granted he did put his money into the business to start it up but it was very little and he's already made it back. Then he says he didn't pay the payroll taxes back in April when in April & May things were good and a lot was going into the account. He paid himself $600 per week but didn't pay the payroll taxes? Something is wrong with that. I don't know what to do anymore, he won't talk about it and gets angry when I bring it up. I kind of hope his cell phone does get turned off then maybe he would learn a lesson. I want him to sit down with the accountant but they haven't gotten the books yet. So I tell DH to ask his partner if the books have been sent out yet, he hasn't asked yet.

To top it all off his partner's wife just found out she has cancer. His partner isn't sure how they'll make it without her income. Now I'm worried he'll start paying himself and not us. How can DH work for the company and not get paid? It blows my mind when DH makes deposits and his partner pays bills with them and not us. His partner actually sent him an e-mail saying he didn't understand why we deserve to get paid when he isn't getting paid. He apologized for it later saying he was tired and dealing with his wife's illness but I'm afraid he actually meant what he said. I feel really let down by DH for not standing up for us. He's such a great provider, father & husband, well not if he's not getting paid to work.

Joined: 11/28/06
Posts: 848

Honestly, I'd let my husband deal with his business problems and I'd stay out of it. Nagging him about it doesn't seem to be getting you anywhere except more and more angry with him. I really hope things work out for you all and his partner gets his act together soon.

betsy0040's picture
Joined: 03/28/08
Posts: 121

The thing is I've always been a part of it, I've always helped him since the beginning and really when my family is at stake I can't sit on the sidelines and just watch. I wonder how much he would do if anything if I didn't speak up about it. He's a peacemaker, doesn't want trouble, wants everyone to get along but that doesn't always happen. I think his partner is selfish and self-centered and doesn't really care if we get paid or not. I'm sorry but it bothers me way too much to just sit by and watch. It's more than business problems when he's not getting paid. I don't have a job right now, I have to take Joshua to preschool and therapies so he is the only one bringing in any money. I am also the one that pays our bills and manages our finances, I can't do that if he's not getting a paycheck.

Joined: 11/28/06
Posts: 848

But are you making any real progress with the partner by giving your husband a hard time about it? Ultimately it is your husband's place to deal with the partner even though I know it upsets you and you feel shafted. I'm really sorry you're having to go through this. Financial struggles suck and they can really cause havoc in a marriage (been there, done that). I just think you and your husband should be in the best place possible in your relationship because if you are you can handle whatever comes your way together. Good luck to you guys and I hope you come out on top in the end.

betsy0040's picture
Joined: 03/28/08
Posts: 121

Thanks. I guess I just feel like DH isn't doing the right thing by us by standing up for us. I feel like I at least have to tell him how I feel.

Joined: 11/28/06
Posts: 848

I'd definitely tell him how I felt about the situation and what my concerns for the family were, but then I'd let it be. Perhaps you could find a way to make a little extra money to help out with things in the meantime. Maybe have a yard sale, do some babysitting, or get a PT job during the hours he is home and can watch your son. Sometimes actions speak louder than words, and if he sees you are truly worried he might be more likely to stand up to this guy and demand what he (and your family) is owed. Keep us posted on how things go. I'll be praying for you guys.

betsy0040's picture
Joined: 03/28/08
Posts: 121

I have tried to get a PT job, I'm always looking to babysit but haven't gotten anything and I'm always trying to sell stuff on Craigslist. I also coupon and do SwagBucks. Pretty much any way I can save us money I do it. Still none of that would make any difference if we don't get DH's pay. He did this afternoon send him an e-mail and tell him he needs to pay the cell phone bill because it's the only number to the company and it would not look good if it got cut off. I have been telling him how I feel, I've been upset and shown every range of emotion since this began. I got so disgusted last Friday that when he came home I just picked up and left, didn't tell him where I was going or anything. It didn't do any good. I guess I just want him to have some sort of reaction, to see how upset I am and want to do something even though it's not in his nature to be confrontational. DH also deposited a good bit of money into the account today, more than enough to cover DH's pay for this week and he is going to ask his partner if he's going to make our deposit.

betsy0040's picture
Joined: 03/28/08
Posts: 121

The partner wrote DH an e-mail yesterday blasting him for a decision he made on a job next week, they have to go out of town to do a job and DH has to come back here to do things here and his partner said in some not so nice words that he shouldn't be doing that. I think DH finally got to a breaking point because of that and his partner saying he was pushing the envelope asking his cell phone to be paid and asking for us to get paid, he said do you want to save the company or not? I could put it all in here but suffice it to say he got what he had coming to him, finally. DH said that if the guy was in the same room with him he probably would have been throwing punches. If you're really interested in reading the whole thing I can e-mail it or PM it to you. I told DH I was very proud of him for what he said and that it was all I had been asking him to do from the beginning this had started. I don't know what kind of difference it will make but he did it.

Joined: 05/05/04
Posts: 435

(((hugs))) what a horrible situation.

betsy0040's picture
Joined: 03/28/08
Posts: 121

Well I think the e-mail did some good. His partner is paying the rest of the cell phone bill this morning. They are doing a pretty big job this week and should be getting a pretty big payment for it so DH should get 2 checks deposited on Friday. Thanks everyone for your support. It's been a tough time.