Dh and I have read Dave Ramsey's book Total Money Makeover and followed it briefly. We are going to be setting up our budget today, but need some tips. Do you have any budget worksheet/calculators that could help? We are on a fixed income, pay outlandish student loans and no housing/shelter expenses.
dh ~ Jacob
dd ~ Ruth(11), ds ~ Jotham(9), ds ~ Caleb(7), ds ~ Evan (4), ds~ Ted (2)