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  1. #1
    Posting Addict Mommyin0406080912's Avatar
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    Default Dave Ramsey Chat Thread

    Lets chat about Dave Ramsey Here!!
    Last edited by Mommyin04060809; 11-12-2011 at 11:24 AM.

  2. #2
    Prolific Poster Dixiemom1st's Avatar
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    Love Dave Ramsey!! He really helped us get a plan finically and stick too it. We are on baby step 4 & 5. We are building up what we save for retirement but had already started saving for the kids education because of a government child benefit and 20% match. I hope to be completed 5 by the time this LO is born and then continue building 4 as money comes available in our budget.
    Nicole
    DH-Jamie
    Coleson James 11/07, Sarah Ann 12/09, Emma Nicole 03/12



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  3. #3
    Posting Addict Mommyin0406080912's Avatar
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    I don't use Dave Ramsey but I would love to take a look at it. Is it a free program?
    DD1-Maddy-8yrs
    DD2-Lucille-6yrs

    DS1-Wade-4yrs
    DS2-LeLand-3yrs

    DD3-Carolina Jan 13th 2012
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    Prolific Poster Dixiemom1st's Avatar
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    He has a few great books that completely outline his system. Financial peace and total money make over. He also has a program financial peace university that you have to pay to attend. It is about $100 but you get both books and a few other things, it is a 13 wk course. But you will not find anything there that you can not read in his books. He just gives you a great plan to get out of debt and then save for what is important. I would recommend him to anyone.

    Www.daveramsey.com
    Nicole
    DH-Jamie
    Coleson James 11/07, Sarah Ann 12/09, Emma Nicole 03/12



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    Posting Addict Breen31806's Avatar
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    Quote Originally Posted by Mommyin04060809 View Post
    I don't use Dave Ramsey but I would love to take a look at it. Is it a free program?

    You can buy the books or take the Financial Peace University. I highly recommend the classes over just the books. We have gotten WAY more from the classes than the books.
    Kebrina
    Hubby: Cart
    Daughter Rileigh Ann arriving January 2012


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    You can buy the books or take the Financial Peace University. I highly recommend the classes over just the books. We have gotten WAY more from the classes than the books.
    I second this!
    ~Janae
    Chase-13, Trey-11, Layton-9, Zander-5, McKay-3, Declan-1, Keely born 9/6/2012

    2/25/10

  7. #7
    Prolific Poster Dixiemom1st's Avatar
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    Maybe it helped that we were already on board with his program and had read the books a listened to him. The classes seemed redundant.
    Nicole
    DH-Jamie
    Coleson James 11/07, Sarah Ann 12/09, Emma Nicole 03/12



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  8. #8
    Posting Addict Breen31806's Avatar
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    Quote Originally Posted by Dixiemom1st View Post
    Maybe it helped that we were already on board with his program and had read the books a listened to him. The classes seemed redundant.

    Yes the classes seem redundant however we really like the accountability it offers.
    Kebrina
    Hubby: Cart
    Daughter Rileigh Ann arriving January 2012


  9. #9
    Posting Addict Mommyin0406080912's Avatar
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    I don't think we have time for classes my husband works fulltime and is in Law School fulltime so that takes away free time and when he does get it, he loves to relax. I found some free worksheets to review and go over. It's something to think about and start with. We do use the envelope system but I don't think it's the same one he uses.

    Does anyone else use that system?
    DD1-Maddy-8yrs
    DD2-Lucille-6yrs

    DS1-Wade-4yrs
    DS2-LeLand-3yrs

    DD3-Carolina Jan 13th 2012
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  10. #10
    Posting Addict Mommyin0406080912's Avatar
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    DD1-Maddy-8yrs
    DD2-Lucille-6yrs

    DS1-Wade-4yrs
    DS2-LeLand-3yrs

    DD3-Carolina Jan 13th 2012
    Lilypie First Birthday tickers

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