Hi! My name is Holly, I am a mama to 3 awesome little people, Brielle is going to be 7 in a couple of weeks, Ethan is 4 1/2 and Annalise is 2 1/2. I've been with my DH for close to 15 years, and married for 9. I work as a RN on the NBN/LDRP floor.
I'm always looking for ways to save money, stretch the budget, etc. but without making my family feel like they are always going without. Recently we have decided to become very focused on debt reduction, so I have been trying even harder to find ways to cut costs. We aren't in a horrible spot or anything, just want to to be in a better spot, lol. We currently need to pay off 2 vehicles, a student loan, and 1 credit card. More importantly we'd like to get to a point of no debt besides the mortgage, and a nice cushion in savings. We want to pay for things with cash...not credit.
So, anyway, just found this board and thought it looked like the right place for me!
Looking forward to meeting you all
Welcome Holly! Jump right in! We'll have lots of tips, tricks, and ideas. Feel free to add anything that has worked for you. We are all looking to save some money!
Daughter Rileigh Ann arriving January 2012
Hi Holly! We've been working hard to get out of debt. We got rid of all of our credit cards and have paid off almost all of our consumer debt (I think about $30k in 4 years). We buy everything with cash now and on a budget, and we have a little cushion to cover emergencies.
Deb ................. DH Norm
DS Caleb, 12 ...... DS Patrick, 11
DS Isaiah, 8 ......... DS Thomas, 6
DD Cherish, 5 ....... Ripple, 17
William Christopher, 14 weeks, 4/11/12