What are your financial resolutions for the New Year?
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Thread: What are your financial resolutions for the New Year?

  1. #1
    Posting Addict Breen31806's Avatar
    Join Date
    Sep 2006
    The Sunny South

    Default What are your financial resolutions for the New Year?

    Many people have New Year's Resolutions for dieting etc. With this being the Frugal and financial board I thought we could share our Resolutions/Goals for this coming year.

    Hubby and I just finished the Dave Ramsey Financial Peace Classes, so I'm determined to put everything into practice. Our number one Goal is to at least pay off Half of our debt by the end of the year. I'm looking forward to having Financial Peace.

    What are your Goals/Resolutions?
    Hubby: Cart
    Daughter Rileigh Ann arriving January 2012

  2. #2
    Posting Addict ange84's Avatar
    Join Date
    Dec 2009
    Queensland, Australia


    To be debt free other than our mortgage by mid year which is a certainty as I have very little left on my uni payments and it will be gone in the first half of the year. I could have had it gone earlier but hubby and i were in a position to be able to save for a house deposit a few years back and we put all our extra money to that to make money rather than repay my uni hecs which was a fixed interest rate and automatic deductions

  3. #3
    Posting Addict
    Join Date
    Dec 2005
    Southwestern PA


    We need to sell our house and buy a new one. We also need to make sure that we are not over-spending. I have been working less because of Isaiah's illness, and we are quickly running through our big one-time tax credit from the adoption.

    Deb ................. DH Norm
    DS Caleb, 13 ...... DS Patrick, 12
    DS Isaiah, 8 ......... DS Thomas, 7

    DD Cherish, 6....... DD Emily, 7\18\13 ....... Ripple, 17
    William, 14 weeks, 4/11/12

  4. #4
    Posting Addict
    Join Date
    Sep 2005


    To pay off our car (will be done no later than March), pay off half of the $25,000 left on the student loan, pay cash for this next baby, and stick to our budget!

    Once the car is paid for we will sell it and purchase a 15 passenger van and a small run around car with cash.
    Chase-13, Trey-11, Layton-9, Zander-5, McKay-3, Declan-1, Keely born 9/6/2012


  5. #5
    Community Host SoCaliLover's Avatar
    Join Date
    Dec 2006
    Sunny So Cali--San Diego


    Make and stick to a budget -- limit major expenses like credit cards --limit credit card spending now that all our cards are paid off.
    Adrienne (30) Ashley (28 ) Tiffany (25) and Zayden (4)
    I nursed my sweet baby for 1 year and 9 months.

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