Use fabric towels instead of paper towels.
Make your own cleaning supplies -
Windex = alcohol and water
Sink, tile, tub cleaner = bleach and water and baking soda for a little grit
Shop the sales - I'm guilty, my little one has lots of designer clothes. However, we peruse enough that I can spot anything last season on the sale rack from a mile away and end up with stuff for DIRT cheap. I also buy stuff way ahead of time. If it's cheap enough, I don't care what size it is. I'm also huge on store incentives and coupons.
Peruse the grocery store ads - I have recently started ONLY buying what is on sale, and I buy what I can in bulk. We meal plan around the sales. This week, I spent $50.00 at the store -- after a savings of 38%!!!
Go vegetarian - Works for us!
Ease up on the gas - I've started driving 55 mph on the highway. I gained 2-3 mpg. On a 16 gallon tank, that's 32-48 extra miles per tank -- a whole extra commute to work!
Contribute to your Cafeteria plan -- We save a lot of tax dollars by estimating our child care and medical expenses annually.
Lisette & Cori - 07/12/2003
Evangeline Abrielle - 02/26/2006
Aurelia Pearl - 07/24/2008
DH and I cook our meals for the week on Sunday and make all of our snacks for the week on Sunday. This saves on spending for unneccessary food items and going out to eat.
A couple months ago we set our food budget at $100 per week. If we go over one week and go over the next it's okay. But we have been hitting Winn-Dixie for their BOGO sales on meats and stock up then and don't but meats for almost a month later.
I'll soon be saving on gas by working 2 miles form home and riding my bike to work for day shifts.
Also we pay our bills with a CC and pay it off each month. Its a rewards visa so we get a $75 dollar visa gift card and use it on DH's gas.
Daughter Rileigh Ann arriving January 2012
Someone has mentioned this but I have been using a lot less paper towels since I have switched to microfiber towels. I use them to clean around the house. You can get them at Costco, Walmart, Target...ect. I got a big pack of 8 of them a few months ago for around $5. I would say they have earned back thier price within the first week.
One thing...don't throw them in your washer if you will use fabric softner. The towles just don't work as well once you use Fabric softner on them.
I always look for the cheapest prices at the grocery stores and if something is on sale I buy a lot of it because I know it will be eaten.
We use our credit card for gas and groceries and pay it off each month and it collects dividend money. When it reaches $50 we can request a check!
I only shop clearance for clothing, etc. I NEVER pay full price for something unless it's at a used clothing store.
I second Craigslist and hitting neighborhood yardsales. There is one back in my hometown and even though it is a couple hours away, it's worth it to go back and hit it.
If I ever have a fast food craving, I won't buy an entire meal. I'll just buy a burger off the dollar menu or something like that and it satisfies my craving.
I try NOT to have cash because I end up spending that way faster!
You Deserve to Be Pampered!
I have been clipping coupons which works great if the item is on promotion. But generally I find the store brand is cheaper than the brand off sale even with the coupon so we buy almost all store brand. I am really only brand loyal to Tide and I buy that during P&G Brand Saver coupons - sometimes double. I love almost all the store brands we buy so I just keep buying them and enjoy the savings!
No baby here yet but we're hoping to live on DH's income and 1/4 of mine banking the other 3/4s while pregnant and we've paid off my car and all our credit card debt in the last 16 months so frugal living has been essential! Love all the new tips!
Evan 12/10/09 9lbs 5 1/4oz and 21.5" 40w3d
Rory 12/2/11 10lbs 12oz and 23" 41w2d
Elliot 10/1/2014 10lbs 12oz and 20.5" 41w
When we moved into our new home, there were 4 criteria:
1. walking distance for me to work
2. Walking distance to groceries, recreation, beach etc.
3. on the bus route for DH to get to campus
4. in-suite laundry
so that saves us owning a car/gas/insurance etc, getting gym memberships (lotsa walking and carrying groceries), me paying for the bus, and the urge to go shopping whenever I feel like it.
We also make almost all our food from scratch which is way cheaper than packaged stuff. We trade babysitting time with the neighbours. Lots of second-hand clothes and toys. We go for walks or to the beach on weekends instead of more expensive stuff. If only I could give up getting my tea at the local coffee place instead of just bringing the darn teabags to work