Daycare!

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.hilary.'s picture
Joined: 01/31/10
Posts: 1505
Daycare!

I saw this in Novemeber and thought it would be a good topic to chat about! I'm pretty bored this weekend Wink

What are everyone's plans for daycare? I wish I could be a SAHM but it's not in the cards right now. Maybe in the future! I do get one full year at half pay off work though for maternity leave, which I am so grateful for!

The average cost for full time daycare is $1200 a month here. I would prefer better than just average care though, but yikes that is a lot of money!

I think we would try and swing grandparent daycare until the end of 2012 (probably only for a few weeks max), and start in daycare in January 2013. DH and I both work Mon-Fri. My plan is to stay part time at work, 32 hours a week. DH works full time plus OT but will try to stay on the late shift (12:30-9:30, generally doesn't take a break so he's home at 8:30). I work 8:30-5 so we are figuring we will need part time daycare...maybe DH drops LO off at noon and they stay till five. I can skip breaks too so I will leave work at 4:30 to pick up the LO. Grandparents might take one or two days a week, and I'd take Fridays off. So, worst case scenario is daycare noon to five Mon-Thurs. Best case would be daycare only two days a week Smile that would save us some serious $$$!

Kind of a convoluted plan! What are you planning?

Joined: 09/01/10
Posts: 534

I am SO jealous that you get a full year off at half pay. I get 6 weeks half pay for a vaginal delivery and 8 for a c-section...not great but I guess it's better than nothing.

I, too, wish I could be a SAHM but my husband is self employed so I have to carry the health insurance. But on the other hand, I really like being a teacher, and I get a lot of time off anyway Smile

The plan right now if for the baby to stay with my mother in law (who just retired) when I go back to work in January, and go to her house every day until June, when I'm off again for the summer. Next fall, baby will either go to daycare or back to MIL's house again. Daycares around here run around $700/month, which will be quite a hit to our budget. but that's the tentative plan for now.

.hilary.'s picture
Joined: 01/31/10
Posts: 1505

I was shocked when I found out that it's common to get just six weeks in the US! That is crazy Sad I am SO thankful now that we get a year. Before I knew what it was like elsewhere, I was grumbling about it being at "only" half pay. Now I'm like wow :eek: we are so lucky!

My dad was a teacher too and the holidays are nice! it was great to have the summers off as a family! Until I became a teenager and he cramped my style of course, lol Wink that's awesome you MIL can help out so much! DH is older than me by about ten years, so his parents are getting on. They still do a lot, but they are retired and have cared a lot for their other three grandchildren (who are now teenagers). So one or two days might be all they are willing to do...if that. My dad took early retirement, but my mom now works part time. Don't know if my dad will want to do any babysitting alone haha Wink

Panonim's picture
Joined: 11/11/05
Posts: 439

Hilary, I know that some child care facilities don't really "do" part-time care. Meaning they charge you the full-time rate, regardless of how many hours your LO is there. This is a dilemma a few of my friends have encountered when they wanted to work part time.

There must be some places that offer part-time rates, but they might be hard to find, so you might want to start looking around. I know that there are some areas where you need to put your LO on a daycare waiting list while you are still pregnant, if you want a spot for them later on!

.hilary.'s picture
Joined: 01/31/10
Posts: 1505

Yikes!!! Thanks for the heads up! Now I think that's how I will spend part of my upcoming vacation next week...choosing child care!! Wink

If we can't find any part time care, I might have to consider staying home somehow. Paying $1200 a month would eat up too much of my income I think. It gets to the point of not even being worth working :confused:

Starryblue702's picture
Joined: 04/06/11
Posts: 5454

I have no plans yet. My mom watches my kids right now, but I know there's no way she'll watch a newborn as well, as she also has three kids under 12 years... it's just too much. I'm just continuing to pray that DH will find something better so that I can just be a SAHM to my four children.

mlle_carrie's picture
Joined: 07/17/05
Posts: 1134

I would love to stay home, but that is not an option for us right now. Fortunately, my DH is the director of a child care center, so we will be able to pay half price for the first year and then free after that! Also, it will be great to know that he will be there in the building with our baby most days.

Joined: 09/01/10
Posts: 534

"mlle_carrie" wrote:

I would love to stay home, but that is not an option for us right now. Fortunately, my DH is the director of a child care center, so we will be able to pay half price for the first year and then free after that! Also, it will be great to know that he will be there in the building with our baby most days.

Wow! That's awesome that your DH works there!

Joined: 04/10/11
Posts: 1703

I'll be taking off 3-4 months, depending on how that works out with the 55% and unpaid leave (disability + family leave). When I go back to work we'll be using grandma care and still haven't determined how much we'll be giving her, maybe $1000 per month? I'll have a hell of a commute, gone at least 11 hours per day, but my boyfriend should only be gone 8 hours.

.hilary.'s picture
Joined: 01/31/10
Posts: 1505

"mlle_carrie" wrote:

I would love to stay home, but that is not an option for us right now. Fortunately, my DH is the director of a child care center, so we will be able to pay half price for the first year and then free after that! Also, it will be great to know that he will be there in the building with our baby most days.

Wow, that is so awesome you can save so much money and have your DH close by!! Smile

"triplespiral" wrote:

I'll be taking off 3-4 months, depending on how that works out with the 55% and unpaid leave (disability + family leave). When I go back to work we'll be using grandma care and still haven't determined how much we'll be giving her, maybe $1000 per month? I'll have a hell of a commute, gone at least 11 hours per day, but my boyfriend should only be gone 8 hours.

I used to do a commute like that Sad I feel your pain, I hated it! That's so good you're able to take advantage of grandma care though!

Veni Vidi Vici's picture
Joined: 03/13/10
Posts: 113

Have you looked into in-home daycare options? some charge as little as 25-30 dollars a day.

I am a SAHM, but was in school last year, so used a great local SAHM for childcare for a month until my sister could take over. She charged 25/day or 30 including meals!! I thought that was a crazy good deal. My sister charged the same, 30 dollars, but I provided food.

OliveOly's picture
Joined: 08/03/08
Posts: 158

This is a hard situation. My DS will have to go into daycare in August when school starts back up and we are in the process now of finding licensed home daycare. Up until this point we have had family watch him...kinda scary. I really am not looking forward to putting a newborn into daycare in Jan but that is the plan as of right now. Like so many others on here I would love to be a SAHM until the kids are in school but fincially we cannot afford it at the present time.

_Jessicah_'s picture
Joined: 04/21/11
Posts: 1973

Since we just bought a new house me going back to work is a must! I wish I could take the 12 week FMLA leave but not getting paid is not an option for us. So I am currently accumulating my sick and vacation time so I can use that when baby gets here. I work for the state of West Virginia and they have excellent job benefits. I actually earn 1.5 days of sick and vacation time every month. Right now I have 90 hours of sick time and 80 hours of vacation time banked. What I save up is the only maternity leave I will get. Right now our plan is hopefully my Mom keeping baby until August when my daughter will start Kindergarten so we won't have two kids in daycare. The woman my daughter has been going to since she was 14 months old when I started nursing school is fantastic. My daughter loves her dearly and frankly so do I. She charges $20 a day or if your child only attends a few hours a day she'll let you pay an hourly rate. With our work scheduled my daughter only attends Wed, Thur, Fri so we only spend $60 a week for daycare. So needless to say I don't plan on putting this baby anywhere else Smile I am, however, planning on a finding a Mon-Fri dayshift job because in all honesty my husband taking care of all 3 kids would probably be a nightmare. I know that's awful to say but that's just how I feel and he's actually expressed a real concern over it as well. My dream is to be able to be home with my famly every evening anyways. Plus I need to find somethng closer to home as I drive 50 minutes to work and with gas prices like they are we'd save a huge chunk of change there.

Joined: 09/29/09
Posts: 1346

This is why I work night shift and DH works day shift... no daycare! Granted im exhausted working full time and being a SAHM. After this baby I'm going to stop working. We are moving (probably West Virginia) and DH is switching from psychiatry to family practice so we can get loan repayment plus a regular salary for him. That way we won't need my paycheck because the company will be paying off the school loans.

I'm so glad we don't have to do daycare, I really feel for those of you who do!

Jenn0113's picture
Joined: 03/09/07
Posts: 5335

My company offers free on-site daycare to employees. So this LO will be coming with me and DS to work every day. I love it. I get to go see my kids whenever I want and I can nurse too. I commute an hour each way to/from work every day so its nice to have my son with me so I have a little more time with him every day.

Before my son starts school I will quit and be a SAHM. I want to be nearby his school. That should give us enough time to get debt free so we can afford it.

Joined: 04/10/11
Posts: 1703

"Jenn0113" wrote:

My company offers free on-site daycare to employees. So this LO will be coming with me and DS to work every day. I love it. I get to go see my kids whenever I want and I can nurse too.

Lucky! That's so cool!

beccasweet's picture
Joined: 04/10/11
Posts: 679

I have zero idea what we are going to do. I don't even know when we are moving or where to yet. lol. (I have to laugh or I will cry, being pregnant with so many unknowns is not fun!)

Sort of off topic but you were talking about Maternity leave, does anyone know what happens if I take my maternity leave and then we move before I have to go back to work? I don't want to ask anyone at work because I wouldn't rather they not know that is a possibility because normally we are expected to give 4 weeks notice which could mean they might expect me to just quit instead of taking maternity leave if we move in early January which is a possibility.

Jenn0113's picture
Joined: 03/09/07
Posts: 5335

"beccasweet" wrote:

I have zero idea what we are going to do. I don't even know when we are moving or where to yet. lol. (I have to laugh or I will cry, being pregnant with so many unknowns is not fun!)

Sort of off topic but you were talking about Maternity leave, does anyone know what happens if I take my maternity leave and then we move before I have to go back to work? I don't want to ask anyone at work because I wouldn't rather they not know that is a possibility because normally we are expected to give 4 weeks notice which could mean they might expect me to just quit instead of taking maternity leave if we move in early January which is a possibility.

I think at most places they expect you to pay back your benefits that you accrued while out on leave. However, since you aren't covered by their insurance I'm not sure why it would matter except for them being left hanging and needed to find a replacement.

_Jessicah_'s picture
Joined: 04/21/11
Posts: 1973

"Carolyn85" wrote:

This is why I work night shift and DH works day shift... no daycare! Granted im exhausted working full time and being a SAHM. After this baby I'm going to stop working. We are moving (probably West Virginia) and DH is switching from psychiatry to family practice so we can get loan repayment plus a regular salary for him. That way we won't need my paycheck because the company will be paying off the school loans.

I'm so glad we don't have to do daycare, I really feel for those of you who do!

Any idea where in WV you would be moving?

thenamezkrista's picture
Joined: 12/03/08
Posts: 246

I have gotten REALLY lucky with childcare. My parents are still really young and so is my grandmother, so it makes for free babysitters! My Dad won't watch him alone for more than an hr, but even if I just need to do something for an hr he is a help. And my Grandma is only 64, so she is a HUGE help. She's in good health so she still can chase him around and go for walks and be able to watch him as long as need be. As for my working and what not, I get to be layed off for as long as I see fit after the baby. If I am layed off I can collect unemployment. Although I may not need it because I may stay at my dad's while I am saving for the downpayment on a house. That part is pretty tentative. But as for now, I work days, and DH works nights so there is never a time that we need childcare. Hopefully if I do return to work, we can keep it that way!

Joined: 09/29/09
Posts: 1346

"_Jessicah_" wrote:

Any idea where in WV you would be moving?

the "Mountain Lake region" of WV. Its with the National Health Service Corp. They have positions in Fairmont, Shinnston, and Farmington. Are you from WV? I love rural areas, farm, trees, mountains,,, but I really do not want to be in the middle of no-where ugly shanty towns! If you have any insight to the area i would REALLY appreciate it!!

There is also one in Beckley, and Pineville, they are farther south. I don't know anything about that area.

_Jessicah_'s picture
Joined: 04/21/11
Posts: 1973

I live in OH but work in WV. I live in what we call the "Tri-State" area because the corners of OH, KY, and WV all meet where we live. I work in Huntington, WV so I am not really familiar with the area you're talking about. I have heard of Beckley though and I think that's closer to Huntington than the other towns you talked about. I will say the rural areas are absolutely gorgeous. The mountains in the fall when the leaves are changing can be just as breath taking as the beaches. But I agree I wouldn't want to be in the middle of no-where towns. Have you seen Deliverance? LOL