I have the Best MIL - EVER!!

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CrysRee31's picture
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I have the Best MIL - EVER!!

Sooo we've been waiting on finding out about our financing on the new house, we knew DH's credit was shaky so I have been stressed and worried. Found out today that he wasn't going to get it without either 20% down or a cosigner Sad He made a call to his Mama and she agreed to cosign on our mortgage!! AS long as there are no issues we've got the house Smile

Here's our listing -> http://www.realtor.ca/propertyDetails.aspx?propertyId=11302707&PidKey=-1613633082

Inspection is next week but for now I'll breath a little easier....

mrs.doolittle's picture
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YAY!!! That house looks like it's in excellent condition!

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Yay! So happy for you Crystal! Yahoo Lovely house and it looks like you have a nice big yard! Biggrin

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What a beautiful house!! FX everything goes smoothly!

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I agree, how fabulous!!! What a wonderful MIL for sure.

CrysRee31's picture
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I know she's great! She said everyone has been so excited for us to get this, she really wanted to see us get it so she's helping. First term of the mortgage is 3 years so she should be able to get off of it then. They didn't like DH's credit score but really didn't like his lack of established credit so he/we should be ok in a few years since he'll have this on there too. Plus my credit should start to rebound by then as well so we'll both be able to get on it.

CrysRee31's picture
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Financing is official! Only thing left to do is the inspection on Thursday which I hope goes smoothly! Smile getting excited now!!!

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YahooYahoo

I hope the inspection goes smoothly and they don't find anything major! Good luck! Biggrin

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Fantastic!!! I hope the inspection goes smooth!!

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"CrysRee31" wrote:

Financing is official! Only thing left to do is the inspection on Thursday which I hope goes smoothly! Smile getting excited now!!!

Yay! So happy for you!! Biggrin

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yay! i love split levels! i had one in ohio they r so nice. that one looks so pretty with all the hardwood! congrats!

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Well the inspection went well, only a few minor things that we will need to take care of, just basic wear and tear really, except a thermostat that doesn't work which they are fixing for us. I think the lawyer is all ready to close too so it's really just all about having the downpayment together which we almost do now and we can close! YAY, hope we can pull the rest of the money together soon so we ca close a little early then DH can sleep on the floor will we get our stuff moved rather than staying in the hotel....

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Congrats! Home buying can be so stressful. We closed on ours when our DD was a few weeks old. Getting you key is the best feeling in the world Smile

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*luker*
Congratulations on the new house Crystal! It's beautiful!!

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Congrats Crystal!! It looks great! You must be so excited Biggrin has DD picked out her new room?

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Crystal,
How exciting!! I love the house. The front yard is huge. Where I live in california, we don't have front yards like that!

CrysRee31's picture
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Thanks everyone! Yes DD has picked out her room and she and DH are going to paint it together Smile She's chosen one in the basement which means she almost has her own bathroom lol
My old house had a huge front yard but a very small back yard (which made it REALLY hard to sell...) so I'm very excited to have lots of outdoor space. DH is looking forward to cutting the grass this summer lol