12 year olds in charge of their own medical decisions? - Page 5
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Thread: 12 year olds in charge of their own medical decisions?

  1. #41
    Mega Poster mom3girls's Avatar
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    Quote Originally Posted by Jessica80 View Post
    I think most practices were services are not sensitive (like abortion for example) are not going to treat for non emergent care without parental permission so you would know where and what was happening and have signed an agreement to assume liability.

    This is also helpful for the medical records portion. If your child has a physical you should know he/she is going but should not have access to records without their consent because it contains question on smoking, sexual history etc.


    The bolded is wild to me. I cant imagine not knowing that a 12 year old was trying smoking or sex. I have a 13 year old, and one that is almost 11. They both still tell me everything. I hope they always do, even if sometimes it is an over share, like the 13 year old telling me how many times a day she is changing her pad during her period. I think they are still both little girls (even though the big one is taller then me)
    Lisa
    Molly, Morgan, Mia and Carson

  2. #42
    Mega Poster mom3girls's Avatar
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    dp
    Last edited by mom3girls; 03-13-2013 at 04:05 PM.
    Lisa
    Molly, Morgan, Mia and Carson

  3. #43
    Community Host Alissa_Sal's Avatar
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    Quote Originally Posted by ethanwinfield View Post
    In general, you may be responsible to a bill even though you don't have access to what the services were. For example, if a husband is covered on his wife's insurance, ultimately the bill goes to the wife for payment. (I had a dr. threaten to report non-payment of $50 for my husband's office visit because I am the one with insurance.)

    Same with adult children. I was on my dad's policy during college. Even though my visits were through his insurance, he didn't have access to the records.
    True, but the with another adult there is an assumption that if there is a problem with the billing, the other adult (hopefully) has the life skills to call in to the insurance company/doctor's office and deal with it themselves. In other words, if DH is on my insurance, I don't *need* to know everything, because if there is an issue I trust that he will be able to handle it himself. I can't say that I feel the same way about a 12 year old. I have fought with insurance companies before, and it's hard enough as an adult who understands her benefits, let alone to have a child do it.
    -Alissa, mom to Tristan (5) and Reid (the baby!)

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  4. #44
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    Guys-any normal kid simply gives consent for the parent to deal with it. This seems so simple to me. What am I missing? I must be missing something? Dh handles 100% of our insurance bills, and I've had a ton this year- he's never, ever, needed my consent for a billing issue, and I'm on his insurance.

  5. #45
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    I can't imagine it either but some parents aren't understanding like we are here.

    Just to note...even if you carry the insurance you are not obligated to pay for bills for people over 18... they are andthat provider was wrong to bill you. You can also have services without sending them to your insurance

  6. #46
    Community Host Sapphire Sunsets's Avatar
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    Quote Originally Posted by Potter75 View Post
    Guys-any normal kid simply gives consent for the parent to deal with it. This seems so simple to me. What am I missing? I must be missing something? Dh handles 100% of our insurance bills, and I've had a ton this year- he's never, ever, needed my consent for a billing issue, and I'm on his insurance.

    Bolded: exactly. You're on his insurance and his spouse. It pretty much goes without saying that he's got consent to deal with billing issues for you.

  7. #47
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    Quote Originally Posted by Sapphire Sunsets View Post
    Bolded: exactly. You're on his insurance and his spouse. It pretty much goes without saying that he's got consent to deal with billing issues for you.
    Okay. And in all states but ny it goes without saying that parents have consent to deal with billing issues for kids IF there are billing issues- or when there a kid just gives consent for their parent to deal with them for them. Still seems easy?

  8. #48
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    Quote Originally Posted by Jessica80 View Post
    I can't imagine it either but some parents aren't understanding like we are here.

    Just to note...even if you carry the insurance you are not obligated to pay for bills for people over 18... they are andthat provider was wrong to bill you. You can also have services without sending them to your insurance
    Then why was I flat out told it HAD to go through insurance and paying for it on my own was not an option?

    (The company that was threatening to put the bill on my credit report faxed me the code that showed where they could go after a spouse for payment.)

  9. #49
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    Quote Originally Posted by Jessica80 View Post
    I can't imagine it either but some parents aren't understanding like we are here.

    Just to note...even if you carry the insurance you are not obligated to pay for bills for people over 18... they are andthat provider was wrong to bill you. You can also have services without sending them to your insurance
    Then why was I flat out told it HAD to go through insurance and paying for it on my own was not an option?

    (The company that was threatening to put the bill on my credit report faxed me the code that showed where they could go after a spouse for payment.)

  10. #50
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    The doctor must submit to your insurance if participating with your plan but only with your consent. They just can't tell you that they won't submit.

    I'm thinking the code is more for the fact that you are responsible as his wife yo assume debt along with him? I could carry dh on my insurance even if we divorced but I'll be damned if I was paying his bills too.

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