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  1. #41
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    how well were your part time jobs paying you that you would not qualify for reduced cost/no cost insurance? I don't get how it would ever even out to being able to afford your own premium.

  2. #42
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    Quote Originally Posted by GloriaInTX View Post
    Better insurance at what price? It isn't better if you can't afford it.
    Are you purposely not reading what we are writing? They clearly are going to qualify for better insurance and most likely at NO cost to them.

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    Quote Originally Posted by Jessica80 View Post
    Are you purposely not reading what we are writing? They clearly are going to qualify for better insurance and most likely at NO cost to them.
    Do you know what the costs are going to be? If I work 2 part time jobs even at minimum wage that is over $20,000 a year. That isn't even under poverty level.


    Poverty Guidelines
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  4. #44
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    These are the income guidelines for Network Health:

    Visitor Home | Network Health

    I put my info in but pretended I was single and that I was making 9.00 and working 20 hours a week. I'm eligible for 2 plans at 0.00 and 1 plan covers me at pretty much no copays for everything (inpatient, outpatient care...max 250.00/yr for prescription costs) and no dollar limit. The other one wouldn't pull up on my laptop so yes I would be making out much better don't you think?

  5. #45
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    I'm surprised that company was still offering health care benefits to part-time employees. Most companies did away with part-time health benefits many years ago because it's not cost-effective simply from an administration point of view. And, as others pointed out, if you're working part-time, you usually qualify for better plans for less cost so the employee acceptance rate tended to be low anyway.
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  6. #46
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    Quote Originally Posted by GloriaInTX View Post
    Do you know what the costs are going to be? If I work 2 part time jobs even at minimum wage that is over $20,000 a year. That isn't even under poverty level.


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    I didn't see this. If I'm making 20000/yr w/o children the cost is now 45.00/mo so yes higher than that UO was offering but with much better coverage. I don't have any dollar caps which at 5000.00 is not going to cover 1 inpatient stay.

    If I make 20000 and have 1 more person in my household my contribution is 3.00/mo.

  7. #47
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    Quote Originally Posted by Jessica80 View Post
    These are the income guidelines for Network Health:

    Visitor Home | Network Health

    I put my info in but pretended I was single and that I was making 9.00 and working 20 hours a week. I'm eligible for 2 plans at 0.00 and 1 plan covers me at pretty much no copays for everything (inpatient, outpatient care...max 250.00/yr for prescription costs) and no dollar limit. The other one wouldn't pull up on my laptop so yes I would be making out much better don't you think?
    If I was working 2 part time jobs that would be about 56 hours a week. Try that. And there is nothing that says Obamacare will be the same as MassHealth.
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  8. #48
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    Quote Originally Posted by GloriaInTX View Post
    If I was working 2 part time jobs that would be about 56 hours a week. Try that.

    85.00/mo for that salary for 1 person household. 1020.00/yr for plan with no dollar caps.
    2 person household: 45.00/mo
    3-4 person household: 3.00/mo
    5+: 0.00/mo

    You would have been paying 0.00 for health insurance for you and your kids. Nice isn't it?
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  9. #49
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    Quote Originally Posted by Jessica80 View Post
    85.00/mo for that salary for 1 person household. 1020.00/yr for plan with no dollar caps.
    2 person household: 45.00/mo
    3-4 person household: 3.00/mo
    5+: 0.00/mo

    You would have been paying 0.00 for health insurance for you and your kids. Nice isn't it?
    I guess it is nice for the people in Massachusetts except for the amount of taxes you are paying to cover that. I don't think we can expect Obamacare to cost the same amount.
    Last edited by GloriaInTX; 02-21-2013 at 05:02 PM.
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  10. #50
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    Quote Originally Posted by GloriaInTX View Post
    I guess it is nice for the people in Massachusetts except for the amount of taxes you are paying to cover that. I don't think we can expect Obamacare to cost the same amount.

    What are you basing that on, Gloria?

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