Bonita~I believe the waivers are for those people who have employers that should be providing insurance but don't and pay the penalty and it would be a hardship to purchase their own insurance privately and they do not qualify for Medicaid programs so they do not incur tax penalties.
As far as I'm aware, each state is allowed to modify their expansion so it may not be like what we have here but there is a minimum of what they have to do. So perhaps, in TN, you'll find you'll get what we get. Access to much lower premiums through something similar to our Network Health.
Thank you Jessica, I always appreciate your perspective. That you needed an employer to provide a waver is what I found as well. That would mean that if you were self employed it will be next to impossible to get affordable health insurance (Unless I am missing something).
I also have not seen anywhere that anyone making less than X amount of money regardless of gender and age will qualify for free or greatly reduced health insurance (again, I might be missing something). All I have seen is that no one knows for sure what will happen.
Let me clarify, Is the health insurance only available for the very poor, or can just anyone buy it? If it's intended goal is to replace the insurance system that we have now, what are people who are not on an employer plan supposed to buy? My understanding is that it would be VERY expensive for an average middle class person that does not have an employer voucher to buy this insurance.