Do we need S.I.N. Cards? (for the Canadians)
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Thread: Do we need S.I.N. Cards? (for the Canadians)

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    Posting Addict fuchsiasky's Avatar
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    Default Do we need S.I.N. Cards? (for the Canadians)

    The government is planning to get rid of SIN (Social Insurance Number) cards starting in 2014. They plan to send out the number in a letter and that is it. The rationale is that it will save money and help to reduce identity theft.

    What do you think? Good plan? Bad plan?

    http://www.cbc.ca/news/politics/stor...-scrapped.html

    (For the non-Canadians - a S.I.N. is a number that we use for employment and tax purposes for the most part. Really anything that has to do with money and the government requires a S.I.N.)
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    Posting Addict fuchsiasky's Avatar
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    I don't have an issue with it. It is one less card for me to lose! I have mine memorized anyways.
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    As long as you can opt out of getting one assigned.

    It doesn't matter to me whether there is a physical card or not. I've got my number memorized too.

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    Posting Addict mom2robbie's Avatar
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    Quote Originally Posted by kris_w View Post
    As long as you can opt out of getting one assigned.

    It doesn't matter to me whether there is a physical card or not. I've got my number memorized too.
    Opt out of having a SIN? Then you can't get a job, a bank account, any tax credits (child tax, etc), you can't register a business, etc.

    I think it would be easier to not have the card. DH did not know you are not supposed to carry it with you all the time and had it in his wallet with all his other id. Not a good idea.

    After having to put my SIN on every student loan form for years (old school no electronic apps) I have mine memorized.

    I current work for CRA and it amazes me when people don't know their SIN.

    Also, the American version is SS number.
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    Posting Addict GloriaInTX's Avatar
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    In the United States they mail out a SS Card but the only time most people have to show it is when they start a new job. Otherwise we just use the number too.
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    Quote Originally Posted by mom2robbie View Post
    Opt out of having a SIN? Then you can't get a job, a bank account, any tax credits (child tax, etc), you can't register a business, etc.
    I have some conspiracy theory/off the grid-ish friends who are trying to disassociate themselves from their SIN numbers and don't get them for their kids. He works for himself, they don't use any social benefits, and can open a bank account (it is a tedious process though). It is possible, but far from easy.

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    It doesn't bother me either way. Though I don't have my SIN memorized. If it can save us some tax $ that could go elsewhere, then it's for the better.
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    I have a SS card here in the states and I don't carry it. I just know it. I got one when I was born and one when I changed my last name.

    Don't see a need for it but how much different is the card than printing out a letter? I would like something on paper in case I needed it.
    Last edited by Jessica1980; 05-17-2012 at 10:56 PM. Reason: Hit Reply Too Fast
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    Quote Originally Posted by JorgieGirl View Post
    It doesn't bother me either way. Though I don't have my SIN memorized. If it can save us some tax $ that could go elsewhere, then it's for the better.
    Yes, they need to pay for all those fighter jets and Peter MacKay's helicopter flights somehow.

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    Posting Addict ClairesMommy's Avatar
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    Quote Originally Posted by mom2robbie View Post
    Opt out of having a SIN? Then you can't get a job, a bank account, any tax credits (child tax, etc), you can't register a business, etc.

    I think it would be easier to not have the card. DH did not know you are not supposed to carry it with you all the time and had it in his wallet with all his other id. Not a good idea.

    After having to put my SIN on every student loan form for years (old school no electronic apps) I have mine memorized.

    I current work for CRA and it amazes me when people don't know their SIN.

    Also, the American version is SS number.
    You'll still have a SIN #, but you won't get the plastic card is all. Before I even left the hospital with my babies we had filled out the paperwork for SIN numbers and both kids have the plastic card. Though, I have my own # memorized and have so like my whole life! I think it's the ID # I know best! I have no issue with the govt doing away with the cards.

    To the second bolded, I was always told to NOT keep my SIN card in my wallet. If my wallet was stolen anyone could pull major identity theft with that number. It's worse than losing your credits cards or driver's license. I keep my SIN card and Canadian citizenship card at home (I wasn't born in Canada).

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