Let's talk about the government snooping thing - Page 3
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Thread: Let's talk about the government snooping thing

  1. #21
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    I agree about American Express! Any big ticket items we need, I use my AmEx for....that gives me a lot more protection if something happens.
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  2. #22
    Posting Addict GloriaInTX's Avatar
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    I just recently got a CC from the bank that has my mortgage, they offered me a CC which I got 3% cash back directly on my mortgage principle, plus no interest for the first year. They gave me a $3000 limit and we were just about to spend $5000 on a new AC unit for our house so it was almost a no brainer.
    I have a Walmart CC that I use for nothing except for gas because they are giving 15 cents off per gallon at Walmart's gas station if you use a Walmart card. They are pretty easy to find down here so it saves me quite a bit.
    My debit card can be used as debit or credit so when I am making an online purchase I make sure and use it as credit for the extra protections.
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  3. #23
    Posting Addict Spacers's Avatar
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    Quote Originally Posted by Potter75 View Post
    ETA: The bolded is a pretty rude statement, Stacey, I didn't really notice it before. My husband flies all the time for work. He stays in hotels 60 nights a year. You may not "care" about getting a free weeks vacation for a family of 5 as a result of those things, but my family sure does. We aren't "rich" enough to throw away a benefit like 7 nights at a 5 star hotel and free flights for 5 because we prefer to use credit over debit when they cost us the SAME since we pay off our credit bill monthly. And if you pay a premium its because you don't have the discipline to pay off your credit card monthly or aren't smart enough to get a credit card that doesn't charge an annual fee. My "free" things don't cost you anything.
    Your "free" things absolutely do have a cost to others. The airlines and the hotels bump up their prices for everyone to cover the "free" things they provide to their reward customers. Your DH's company bumps up its fees for everyone to cover his flights and his 60 nights in 5-star hotels. And the clients of your DH's company bump up their prices for everyone to cover their bills. I'm really surprised that you don't see it that way.
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  4. #24
    Posting Addict GloriaInTX's Avatar
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    Quote Originally Posted by Spacers View Post
    Your "free" things absolutely do have a cost to others. The airlines and the hotels bump up their prices for everyone to cover the "free" things they provide to their reward customers. Your DH's company bumps up its fees for everyone to cover his flights and his 60 nights in 5-star hotels. And the clients of your DH's company bump up their prices for everyone to cover their bills. I'm really surprised that you don't see it that way.
    So when a store puts something on sale do you go in and say "no I want to pay full price" ? Because it is essentially the same thing. They are going to jack up the price of something else to cover the cost of selling another item at a discount.
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    I never consider a difference of opinion in politics, in religion, in philosopy, as a cause for withdrawing from a friend. --Thomas Jefferson

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    Quote Originally Posted by Spacers View Post
    Your "free" things absolutely do have a cost to others. The airlines and the hotels bump up their prices for everyone to cover the "free" things they provide to their reward customers. Your DH's company bumps up its fees for everyone to cover his flights and his 60 nights in 5-star hotels. And the clients of your DH's company bump up their prices for everyone to cover their bills. I'm really surprised that you don't see it that way.
    I thought you were talking about using credit vs. cash. Are you now talking about work travel? Are you arguing that because my husband has to travel to see clients that his company passes along price increases in product to the government (the client, in his case). I'm confused. I could argue just as easily that if people like him were not flying 120 times a year and giving the airlines revenue the costs of travel to people like you who travel infrequently would be even higher. If people like him were not occupying hotels 60 nights a year the costs to people like you when you wanted a room would be even higher. I guess I don't understand what you are really arguing.

  6. #26
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    Quote Originally Posted by GloriaInTX View Post
    So when a store puts something on sale do you go in and say "no I want to pay full price" ? Because it is essentially the same thing. They are going to jack up the price of something else to cover the cost of selling another item at a discount.
    Exactly.

    I'm taking the kids, and a friend, to a county fair tomorrow. I bought the carnival passes in an online pre-sale & saved $10 each.
    It would be like me saying "because you are rich enough to have the internet and take advantage of other people NOT having it you drive up the price for everyone else"......it just doesn't make sense.

  7. #27
    Mega Poster mom3girls's Avatar
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    Love my gas rewards for the money I would spend on groceries anyways! Last year before a road trip I ended up with almost 60 cents a gallon off, it was awesome!

    We tried the rewards credit cards for a while, we just didnt see enough rewards for it to really matter, so we went back to a debit card. Maybe I should look into a rewards card again?
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  8. #28
    Posting Addict GloriaInTX's Avatar
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    Well I guess the AP doesn't take too kindly to being spied on. The press love affair with Obama might just finally be over. They didn't have too many nice things to say about this latest government spying.

    Column: Mounting controversies are all about trust
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    I never consider a difference of opinion in politics, in religion, in philosopy, as a cause for withdrawing from a friend. --Thomas Jefferson

  9. #29
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    I was feeling guilty for steering this towards credit cards so thanks Gloria for getting us back on track!
    Laurie, mom to:
    Nathaniel ( 10 ) and Juliet ( 6 )




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  10. #30
    Online Community Director MissyJ's Avatar
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    I want to come back and respond more later -- but I think that I have to recover from finding Melis agreeing with something GLORIA posted!! LOL

    Quote Originally Posted by GloriaInTX View Post
    Well I guess the AP doesn't take too kindly to being spied on. The press love affair with Obama might just finally be over. They didn't have too many nice things to say about this latest government spying.

    Column: Mounting controversies are all about trust
    Gloria, I agree with Laurie. Thanks for steering back on track!

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