From Gloria's article:
You are free to choose your own insurance policy, but it must have minimum care requirements. This is no different than how you are free to choose your own car, but it must have seat belts and other minimum requirements. Or you are free to choose your own house, but it must have working CO2 detectors and smoke alarms and whatnot (yes, this is the law - I just sold a house so I know all about it.)Quote:
May I ask this question? Why is it that Americans don't have the freedom to choose their own health insurance? I just don't get it. Why must the liberal nanny state make decisions for us? We can make them ourselves, thank you very much. It's like choosing a car, buying a home or investing in a stock. We can handle it.
I also think it's so weird that Conservatives are wanting people to be able to buy insurance that ONLY covers exactly what they need. I don't have cancer, so I don't need chemo! That's not how insurance works. If people only ever bought plans that cover exactly what they personally need, insurance companies wouldn't be able to exist. Everybody pays into a pool that pays for each other's care and also provides a profit to the insurance company. Why would insurance companies even bother to be in business if I only need my son's asthma medication, so I only buy a plan that covers my son's asthma medication. They would just be out any money that they paid for my son's medication that isn't covered by my premiums. That's not how they work. Instead, I pay for a whole range of services, and thyey hope that I never need them. That's how they make money, and that's why they exist. That's not an Obamacare thing, that's just an insurance thing - that's how it has always worked.