Obamacare is almost here - Page 23
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  1. #221
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    I believe you need to go through your state's specific website. For example, mine is marylandhealthconnection.gov.

  2. #222
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    TN did not do its own exchanges. The only way to buy the exchanges in TN is through the .gov website.

    ~Bonita~

  3. #223
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    For those that would say that it is TN's fault because they are not doing the exchanges themselves, the insurance might be cheaper in the short term, but would increase taxes dramatically in the long term. There is a reason that my property taxes in TN are $600 a year and my parents in NY property taxes are $4,000-$5,000 a year plus an income tax. It would change the TN way of life fundamentally to implement a program that would have to increase taxes so much.

    ~Bonita~

  4. #224
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    Quote Originally Posted by AlyssaEimers View Post
    TN did not do its own exchanges. The only way to buy the exchanges in TN is through the .gov website.
    Oh ok. You can also apply by phone.

  5. #225
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    Quote Originally Posted by mommytoMR.FACE View Post
    Oh ok. You can also apply by phone.
    I tried that. I was told that you by the representative that they can not sign you up and can not give you exact prices without an account and that you can only get an account through the website.

    ~Bonita~

  6. #226
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    Quote Originally Posted by AlyssaEimers View Post
    I tried that. I was told that you by the representative that they can not sign you up and can not give you exact prices without an account and that you can only get an account through the website.
    Maybe its a good thing you weren't able to get an account set up. It doesn't sound like your information is very safe.

    Until the Department of Health fixed the security hole last week, anyone could easily reset your Healthcare.gov password without your knowledge and potentially hijack your account.

    The glitch was discovered last week by Ben Simo, a software tester in Arizona. Simo found that gaining access to people's accounts was frighteningly simple.
    You could have:

    guessed an existing user name, and the website would have confirmed it exists.

    claimed you forgot your password, and the site would have reset it.

    viewed the site's unencrypted source code in any browser to find the password reset code.

    plugged in the user name and reset code, and the website would have displayed a person's three security questions (your oldest niece's first name, name of favorite pet, date of wedding anniversary, etc.).

    answered the security questions wrong, and the website would have spit out the account owner's email address -- again, unencrypted.

    Armed with the account holder's email address, a person with malicious intent could easily track down their target on social media, where they'd likely discover the answers to those security questions.

    It wouldn't have even taken a skilled hacker. Anyone with bad intentions -- and a minimal understanding of how to read a website's code -- could have figured it out. While such an attack might not have yielded your Social Security number or health information, it would have exposed your address and phone number.
    Security hole found in Obamacare website - Oct. 29, 2013

    An internal government memo obtained by CNN and written just days before the start of open enrollment for Obamacare warned of a "high" security risk because of a lack of testing of the HealthCare.gov website.
    "Due to system readiness issues, the SCA (security control assessment) was only partly completed," said the internal memo from the U.S. Center for Medicare and Medicaid Services. "This constitutes a risk that must be accepted and mitigated to support the Marketplace Day 1 operations."
    The memo goes on to explain that the Center for Medicare and Medicaid Services would create a "dedicated security team" to monitor the risk, conduct weekly scans and, within 60 to 90 days after the website went live, "conduct a full-scale SCA test."
    Government memo warned of high security risk at health care website - CNN.com
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  7. #227
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    Quote Originally Posted by GloriaInTX View Post
    Maybe its a good thing you weren't able to get an account set up. It doesn't sound like your information is very safe.
    There is no other way to find out what the plans will cost. DH has to sign up for a work plan by November 8th. The Website is not expected to be up and running until November 30th.

    ~Bonita~

  8. #228
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    Quote Originally Posted by AlyssaEimers View Post
    There is no other way to find out what the plans will cost. DH has to sign up for a work plan by November 8th. The Website is not expected to be up and running until November 30th.
    Ya I guess you are between a rock and a hard place not much you can do. The scary thing is this hasn't even hit the rest of us that have insurance through our employers because Obama gave them a year's delay. We are probably going to be in the same boat this time next year when we find out how much our insurance is going to go up trying to figure out how we are going to be able to pay for it. Not only that but if they decide our plans cover more than what they deem necessary we will also have to pay taxes on it.
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  9. #229
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    Looks like some Democrats are even coming on board to try and let people keep their insurance if they want to.

    Frightful poll sends Dems screaming | Fox News

    It came out in the hearings that if people's plans changed as much as $5 they no longer qualified to be grandfathered.

    'Why Do You Decide What's Lousy?!' Megyn Kelly Challenges Democrat Over ObamaCare | Fox News Insider
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  10. #230
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    That is typical for insurance. Anytime something changes on the plan, copays etc. it loses grandfather status.
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