Obamacare is almost here - Page 27
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  1. #261
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    In my opinion it would have been much, much cheaper to offer an insurance option for only the people who needed it than to mess with everyone's insurance.

    ~Bonita~

  2. #262
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    Quote Originally Posted by AlyssaEimers View Post
    In my opinion it would have been much, much cheaper to offer an insurance option for only the people who needed it than to mess with everyone's insurance.
    And you are basing this on your knowledge of.....

    what exactly
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  3. #263
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    Bonita, they weren't free under all plans.

    Again, it's a pool. You have to pay for things you may never use in order for insurance to work properly. It's not an a la carte deal.

    One insurance company, pre ACA, had BCP's at no cost. Costs went down. Women with medical issues were feeling better (think endo) and less unplanned babies and maternity costs. Win win.
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    Mom to Elizabeth (6) and Corinne (4)

  4. #264
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    How many millions have gone into Obamacare? Plus how many millions is there in increased premiums from people who's premiums are going up?

    ~Bonita~

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    Quote Originally Posted by AlyssaEimers View Post
    In my opinion it would have been much, much cheaper to offer an insurance option for only the people who needed it than to mess with everyone's insurance.
    You can't do this! It wouldn't work for insurance. Trust me.
    Mom to Elizabeth (6) and Corinne (4)

  6. #266
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    Quote Originally Posted by Jessica80 View Post
    Bonita, they weren't free under all plans.

    Again, it's a pool. You have to pay for things you may never use in order for insurance to work properly. It's not an a la carte deal.

    One insurance company, pre ACA, had BCP's at no cost. Costs went down. Women with medical issues were feeling better (think endo) and less unplanned babies and maternity costs. Win win.
    I did not say all plans.

    ~Bonita~

  7. #267
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    Quote Originally Posted by AlyssaEimers View Post
    How many millions have gone into Obamacare? Plus how many millions is there in increased premiums from people who's premiums are going up?
    So tell me how your plan would work, how it would be effective....and how it would save money.

    No offense Bonita, but I think you are in over your head.

  8. #268
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    This is the deal. I feel like I was just sold a lemon car that I did not have a choice in buying. "Costs will go down by $2,500 per family". Um no. That did not happen. "If you like your insurance you can keep it." Um no. That did not happen. Instead, I am stuck with either a plan that I can not afford or a low plan with a very high deductible and maximum out of pocket that will not cover anything until my deducible is met (after $1,400 which I am sure we will go through fast). I went from having many plans to choose from each year to no choice. Because there is a work option plan, no matter how bad it is, we do not qualify for anything directly under Obamacare. On top of that, a month into this, we still can not look directly at the Obamacare plans and will not be able to until after open enrolment is over for this year. I am frustrated. As are millions of other people.

    ~Bonita~

  9. #269
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    Quote Originally Posted by KimPossible View Post
    So tell me how your plan would work, how it would be effective....and how it would save money.

    No offense Bonita, but I think you are in over your head.
    By helping the people that need help. Not hurting the people that were doing fine before.

    ~Bonita~

  10. #270
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    Quote Originally Posted by AlyssaEimers View Post
    By helping the people that need help. Not hurting the people that were doing fine before.
    This is your debate argument that is supposed to convince me that just offering insurance to those who need it(what exactly does that mean anyway??) is

    a)a viable solution that works

    and b) more cost effective.

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