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  1. #311
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    Quote Originally Posted by KimPossible View Post
    I'm trying to tell you that it is not the same if these people can get other insurance instead of what they are losing.
    That other insurance is up to 2-3x more expensive! Ok, so the price might go down in a few years. That does not make it more affordable now. Over a thousand dollars a month for a family for health insurance is not affordable. Enrollment in Obamacare Exchanges: How Will Your Health Insurance Fare?

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  2. #312
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    Quote Originally Posted by KimPossible View Post
    I REALLY wish people would stop saying this! That is the premise of insurance.

    And the reason why insurance wasnt' working for the sick before is because not enough healthy people paid into it!

    If you don't want any system and you jsut want to pay for everything out of pocket..then lobby for that, but otherwise stop complaining about this! Insurance has been a concept that existed LOOOOOONG before the word Obamacare was invented.

    How many times do we have to go over this point.

    Insurance - Wikipedia, the free encyclopedia



    In case you don't understand what the bold means when it comes to health insurance....it means that healthy people pay for the sick!
    I will come back to this as soon as I get back from taking my daughters to piano lessons.

    ~Bonita~

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    Quote Originally Posted by KimPossible View Post
    I REALLY wish people would stop saying this! That is the premise of insurance.

    And the reason why insurance wasnt' working for the sick before is because not enough healthy people paid into it!

    If you don't want any system and you jsut want to pay for everything out of pocket..then lobby for that, but otherwise stop complaining about this! Insurance has been a concept that existed LOOOOOONG before the word Obamacare was invented.

    How many times do we have to go over this point.

    Insurance - Wikipedia, the free encyclopedia



    In case you don't understand what the bold means when it comes to health insurance....it means that healthy people pay for the sick!
    The premise of insurance is also that you should be able to choose your coverage based on the amount of risk you want to take on. If I rarely go to the doctor I should be able to choose a plan with a high deductible and put the amount I am saving into a HSA or other savings account so my money is available if I ever need it, but I don't have to pay it to the insurance company. There are many people that choose to do things this way and just pay as they go if they need to go to the doctor instead of paying a higher cost for a plan with a low copay that they rarely use.

    Obamacare is like not only forcing everyone to get car insurance, but forcing them to buy a warranty as well. Not everyone wants or needs that kind of coverage.
    Mom to Lee, Jake, Brandon, Rocco
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  4. #314
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    Quote Originally Posted by GloriaInTX View Post
    Actually more are losing their insurance than getting insurance. It's not equal.




    Read more at Obama creating even more uninsured
    I didnt' read the article but are you going to honestly tell me that in this short period of time...this proves what you are saying. You think like...with the F'd up websties and the simple complexities of changing over that everyone who has to switch insurance would have done it by now? Come on...because thats what these numbers pretty much assume. I love that we are using Limbaugh as your source of proof. That is fantastic.

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    Quote Originally Posted by GloriaInTX View Post
    The premise of insurance is also that you should be able to choose your coverage based on the amount of risk you want to take on. If I rarely go to the doctor I should be able to choose a plan with a high deductible and put the amount I am saving into a HSA or other savings account so my money is available if I ever need it, but I don't have to pay it to the insurance company. There are many people that choose to do things this way and just pay as they go if they need to go to the doctor instead of paying a higher cost for a plan with a low copay that they rarely use.

    Obamacare is like not only forcing everyone to get car insurance, but forcing them to buy a warranty as well. Not everyone wants or needs that kind of coverage.
    You can totally get a plan like that if the insurances in your state offer them. We have several!
    Mom to Elizabeth (6) and Corinne (4)

  6. #316
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    Quote Originally Posted by KimPossible View Post
    I didnt' read the article but are you going to honestly tell me that in this short period of time...this proves what you are saying. You think like...with the F'd up websties and the simple complexities of changing over that everyone who has to switch insurance would have done it by now? Come on...because thats what these numbers pretty much assume. I love that we are using Limbaugh as your source of proof. That is fantastic.
    Where else are we going to get the numbers when the government is trying their best to hide them?
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    Quote Originally Posted by GloriaInTX View Post
    The premise of insurance is also that you should be able to choose your coverage based on the amount of risk you want to take on.
    Do you feel people should do this to a point where it undermines the ability for health insurance to properly cover the sick... and instead rejecting them or pricing them out for being too sick?

    As oppose to having regulations in place that prevent insurance companies from offering problematic plans that individuals are 'free to choose from'

    There are many people that choose to do things this way and just pay as they go if they need to go to the doctor instead of paying a higher cost for a plan with a low copay that they rarely use.
    Again, do you think that people should be able to choose to go without insurance if it undermines our country's ability to provide affordable health care to people who are sick and need it? especially considering that the healthy do become sick (its not like they have the mark of the plague when tehy are born or something) If you do...then just say it and we have nothing left to debate. If not, tell me how you would like to fix that problem

    Obamacare is like not only forcing everyone to get car insurance, but forcing them to buy a warranty as well. Not everyone wants or needs that kind of coverage.
    This is catchy...but i don't think it really makes any actual point. Is this you just saying you don't like the essential benefit requirements?

  8. #318
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    Quote Originally Posted by GloriaInTX View Post
    Where else are we going to get the numbers when the government is trying their best to hide them?
    so you just throw out numbers that dont' really prove anything and try to pass them as convincing evidence?

    ok

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    Quote Originally Posted by KimPossible View Post
    Do you feel people should do this to a point where it undermines the ability for health insurance to properly cover the sick... and instead rejecting them or pricing them out for being too sick?

    As oppose to having regulations in place that prevent insurance companies from offering problematic plans that individuals are 'free to choose from'

    Again, do you think that people should be able to choose to go without insurance if it undermines our country's ability to provide affordable health care to people who are sick and need it? especially considering that the healthy do become sick (its not like they have the mark of the plague when tehy are born or something) If you do...then just say it and we have nothing left to debate. If not, tell me how you would like to fix that problem
    It is not the job of health insurance to provide health care to everyone. That is not what insurance is for. Their goal is to make money. By adding all these regulations that people have to pay for coverage they don't want in order to get enough people in the pool to cover other people it is just like taking from the rich to pay for the poor. It would make more sense to me to put all the people who can't afford insurance on Medicaid than doing this dance of making people pay for coverage they don't need so we can cover other people. At least it would be more equitable that way because it would all just come out of tax money and not going to the insurance company as a middle man.


    Quote Originally Posted by KimPossible View Post
    This is catchy...but i don't think it really makes any actual point. Is this you just saying you don't like the essential benefit requirements?
    Yes that is the point. If I am healthy and go to the doctor once a year I would rather pay that out of pocket than pay $100 more a month so I can have no copay.
    Mom to Lee, Jake, Brandon, Rocco
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    I never consider a difference of opinion in politics, in religion, in philosopy, as a cause for withdrawing from a friend. --Thomas Jefferson

  10. #320
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    Quote Originally Posted by KimPossible View Post
    so you just throw out numbers that dont' really prove anything and try to pass them as convincing evidence?

    ok
    There are some links provided in the article of where he got the numbers, and there are plenty of numbers out there from multiple sources. Here is the same information from Forbes.

    In the market for individually-purchased health insurance, more than 4.8 million Americans have received notices that their preexisting plans are soon to be illegal, and will be cancelled. Many more cancellation notices are imminent. But yesterday, the Wall Street Journal obtained information regarding the number of people who have signed up for new private health coverage under Obamacare: “40,000 to 50,000” for the federal exchange, and 49,000 for 12 of the 14 state-based exchanges.
    The Obamacare Exchange Scorecard: Around 100,000 Enrollees And Five Million Cancellations - Forbes

    Avalere Health : Avalere Analysis: State-Based Exchanges Average 3 Percent of Expected Enrollment

    More Than 1M Californians Notified Health Insurance Will Be Cancelled ? CBS Sacramento
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    I never consider a difference of opinion in politics, in religion, in philosopy, as a cause for withdrawing from a friend. --Thomas Jefferson

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