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Thread: Obamacare is almost here

  1. #441
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    It might have been the type of plan you had. For example, a provider can accept our PPO plans and not our HMO plans or vice versa if they choose to.

    But it would still go by the product type...if our provider takes group plan HMO, he/she will take direct pay HMO and HMO plans through our connector (exchange). There's no way to opt of of how the mbr purchases their plan. Same for "obamacare" if the provider takes that network they would have to take the one the person purchased.

    Can we just please go forward and stop calling them Obamacare plans. It's driving me nuts. There is no "obamacare insurance company" at 101 Main Street.
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  2. #442
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    Quote Originally Posted by AlyssaEimers View Post
    I am not sure how they know, but they know. When Alyssa was a baby she was on TNcare for a short time. The TNcare was through Blue Cross. One of the Ped. that I wanted to take her to did not except the insurance. Later when DH got a different job that we could get her insurance it was also Blue Cross. That same Ped. would then except her. Both insurance cards said Blue Cross, but the one through TNcare was not accepted.
    Is it the same if you buy BC through the exchange?

  3. #443
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    Quote Originally Posted by AlyssaEimers View Post
    I am not sure how they know, but they know. When Alyssa was a baby she was on TNcare for a short time. The TNcare was through Blue Cross. One of the Ped. that I wanted to take her to did not except the insurance. Later when DH got a different job that we could get her insurance it was also Blue Cross. That same Ped. would then except her. Both insurance cards said Blue Cross, but the one through TNcare was not accepted.
    They know because it's indicated on the card. Whether it's the member id number/group number, a certain word on the card, or when they call the verify the insurance. Lol, it's not some big conspiracy.

    As for places not accepting "obamacare plans" it has nothing to do with "obamacare. " if someone signed up for insurance and chose united healthcare and the doc office said they don't take united healthcare, it means they never have. It didn't just change because of "obamacare."
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  4. #444
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    Quote Originally Posted by ethanwinfield View Post
    Is it the same if you buy BC through the exchange?
    In my area Blue Cross is the only place that is offering the exchanges. DH's work changed over this year to a Blue Cross plan that is Gold, Silver, and Bronze but it is through his work and not the exchanges.

    ~Bonita~

  5. #445
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    Wow. Combine this with a minimum wage hike and just think how many jobs we can lose.

    A historically high number of people will be locked out of the workforce by 2021, according to a report by the Congressional Budget Office released Tuesday.

    President Barack Obama's signature health-care law will contribute to this phenomenon, the CBO said, citing new estimates that the Affordable Care Act will cause a larger-than-expected reduction in working hours—eliminating the equivalent of about 2.3 million workers in 2021.
    In 2011, the CBO estimated the law would cause a reduction of about 800,000 full-time equivalent workers.

    "CBO estimates that the ACA will reduce the total number of hours worked, on net, by about 1.5 to 2 percent during the period from 2017 to 2024, almost entirely because workers will choose to supply less labor—given the new taxes and other incentives they will face and the financial benefits some will receive," said the report.

    "The reduction in CBO's projections of hours worked represents a decline in the number of full-time-equivalent workers of about 2.0 million in 2017, rising to about 2.5 million in 2024," it added.

    The CBO estimated last year that 7 million people would sign up for health insurance through Obamacare in 2014, but computer problems have now lowered their estimate by a million, The Wall Street Journal reported.
    CBO nearly triples estimate of working hours lost by 2021 due to Affordable Care Act
    Mom to Lee, Jake, Brandon, Rocco
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