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  1. #51
    Posting Addict GloriaInTX's Avatar
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    This is laughable. This is their poster boy on affordable insurance? He could never afford insurance before when he could have gotten it for $45 a month but now that it is $175 per month through Obamacare suddenly he can afford to buy insurance and it has changed his life? What a joke.

    News Outlets Flocking to New Obamacare Enrollee Who’s ‘So Freakin’ Excited’…but There’s a Catch | Video | TheBlaze.com
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  2. #52
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    Yes 44+ per the Cato Insititute who are against NHCR.

    Even before we had HCR in Mass, my single plan for insurance, with an inexpensive company was 112.00 every 2 weeks. 240.00 a month. This was in 1999.

    I call bs. Or the plan was minimal with lack of actual good coverage.
    Mom to Elizabeth (6) and Corinne (4)

  3. #53
    Posting Addict Alissa_Sal's Avatar
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    The article says he could have gotten coverage for $45 before. I have to wonder what kind of crap coverage that would be. As I said in the other thread, I have shopped private insurance before. Granted, I'm not a healthy man in my early twenties, but I am a non-smoker of healthy weight in my early 30's, and at the time I was only looking to cover one other person (T) and the premiums I found for anywhere decent private insurance I found were all $800+. If it was so easy and cheap before....why didn't he have it before when he obviously wanted it? My guess is that if such a plan as the $45 plan even existed, it offered next to no real benefits. Also, I'm wondering if the $115 or whatever it is is before or after subsidies. At 18% of his income, he should qualify for some serious subsidies, not to mention the fact that since he is below the poverty line he should qualify for Medicaid if he lives in a state that expanded Medicaid like they were supposed to. In short, that whole article feels super sketchy and spun to the point of bearing little in common with the truth.
    -Alissa, mom to Tristan (5) and Reid (the baby!)

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  4. #54
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    When DH was a young college student (same area), he had Blue Cross Blue Shield for individuals. I had employer based insurance through my work. The only difference in our coverage was that I had maternity coverage and he obviously did not. Our co-pays and deductibles were the same. His insurance was $90 a month. Mine was $110. His insurance was every bit as good as our coverage is right now through his employer (Probably better).

    I do not know how it will work when the laws change, but right now I do not believe a healthy male can get Medicaid regardless if his income was $0. Believe me, as a college student DH made next to nothing. TNcare pretty much only covers children, pg woman, and the disabled.

    ETA - OT - but the picture is neat. I have been to that bridge many times.

    ~Bonita~

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    Last edited by KimPossible; 10-04-2013 at 01:09 PM.

  6. #56
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    Quote Originally Posted by AlyssaEimers View Post
    When DH was a young college student (same area), he had Blue Cross Blue Shield for individuals. I had employer based insurance through my work. The only difference in our coverage was that I had maternity coverage and he obviously did not. Our co-pays and deductibles were the same. His insurance was $90 a month. Mine was $110. His insurance was every bit as good as our coverage is right now through his employer (Probably better).

    I do not know how it will work when the laws change, but right now I do not believe a healthy male can get Medicaid regardless if his income was $0. Believe me, as a college student DH made next to nothing. TNcare pretty much only covers children, pg woman, and the disabled.

    ETA - OT - but the picture is neat. I have been to that bridge many times.



    That's unbelievable to me. I'm not saying you're lying, I'm just saying that I have never encountered insurance that low, even as a college aged person. I started buying insurance when I got a job with this company when I was 23, and even with the company paying for part of it (I assume about 2/3's like they do now) and the cheapest coverage I think I was still paying something like $50 a paycheck, which would be $100 a month, plus my employer was probably paying about another $200 a month, so the total premium would have been around $300 a month. And that was 10 years ago!
    -Alissa, mom to Tristan (5) and Reid (the baby!)

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  7. #57
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    Quote Originally Posted by Alissa_Sal View Post
    That's unbelievable to me. I'm not saying you're lying, I'm just saying that I have never encountered insurance that low, even as a college aged person. I started buying insurance when I got a job with this company when I was 23, and even with the company paying for part of it (I assume about 2/3's like they do now) and the cheapest coverage I think I was still paying something like $50 a paycheck, which would be $100 a month, plus my employer was probably paying about another $200 a month, so the total premium would have been around $300 a month. And that was 10 years ago!
    I promise you that is what DH paid. Can you see why this is a much bigger news story here? It is a major cost increase to many people.

    ~Bonita~

  8. #58
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    Quote Originally Posted by KimPossible View Post
    Shock and Awful: Conservatives Already Lying About Obamacare Enrollee Chad Henderson

    Shock and Awful: Conservatives Already Lying About Obamacare Enrollee Chad Henderson | Mediaite
    From the article:
    The plan that Cannon selected for Chad was Wellpoint’s SmartSense Plus 10,000 POS plan, and if you think you know what the POS stands for, you’re not far off. That plan has two separate deductibles of $10,000.00 each, and out-of-pocket maximums totaling $10,500.00, for a grand total of $30,500.00 in out of pocket expenses. Obamacare’s Bronze plans, by contrast, have an annual out-of-pocket maximum of $6,350.
    Holy Mother Of! That's not insurance, that's a freaking scam!!!!

    Also, so he doesn't qualify for subsidies because he should qualify for Medicaid (which the federal government will pay for) but he also doesn't qualify for Medicaid because the GA governor refuses to expand Medicaid even though the federal government will pay for it for 3 years.....But they aren't hostile to poor people or anything. And Darn Obamacare for making it so that this poor guy can't buy an "insurance policy" that is completely freaking horrible and basically a huge waste of money unless something truly truly catastrophic happens, and even then there is enough fine print that they would probably still get out of paying for it...he should be free to get totally screwed because AMERICA.
    -Alissa, mom to Tristan (5) and Reid (the baby!)

    Got an opinion? We've got a board! Come join us for some lively debate on the Face Off! Debate Arena board.

  9. #59
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    In fairness I wanted to point out that this was 11 years ago. I did get a quote from Blue Cross a few months ago for our entire family. It was about $500/month for a family of 5. The coverage was similar to what we have now and only a little more per month without any employer contribution. They pool a large number (thousands) of individuals and make one large insurance pool. The cost of living here is also very different than where some of you live in every area, not just insurance.

    ~Bonita~

  10. #60
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    Quote Originally Posted by Alissa_Sal View Post
    From the article:


    Holy Mother Of! That's not insurance, that's a freaking scam!!!!

    Also, so he doesn't qualify for subsidies because he should qualify for Medicaid (which the federal government will pay for) but he also doesn't qualify for Medicaid because the GA governor refuses to expand Medicaid even though the federal government will pay for it for 3 years.....But they aren't hostile to poor people or anything. And Darn Obamacare for making it so that this poor guy can't buy an "insurance policy" that is completely freaking horrible and basically a huge waste of money unless something truly truly catastrophic happens, and even then there is enough fine print that they would probably still get out of paying for it...he should be free to get totally screwed because AMERICA.
    Did the article say GA? I am very sure the picture is in TN. (Not that it matters)

    I do not know what that plan is. I am only saying what I know to be the plan DH had. I believe at the time the deductible was $1,000.

    ~Bonita~

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