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  1. #21
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    Quote Originally Posted by GloriaInTX View Post
    Where did I say that? I'm pretty sure I said they went on the Debit Card that the employer used to pay him, and he was fine with that arrangement since he didn't have his own account. We just didn't have the extra cash to open an account for him before he got his own job.
    This doesn't make sense to me. My kids' accounts have about $13 in them right now. When I got my first job, I opened an account at the bank the check was drawn on with my first paycheck.
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  2. #22
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    Quote Originally Posted by GloriaInTX View Post
    Where did I say that? I'm pretty sure I said they went on the Debit Card that the employer used to pay him, and he was fine with that arrangement since he didn't have his own account. We just didn't have the extra cash to open an account for him before he got his own job.
    So he has a job and no bank account? This seriously blows my mind.

  3. #23
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    Oh my gosh, people on this board get worked up about the most random things.
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    Quote Originally Posted by SID081108 View Post
    Oh my gosh, people on this board get worked up about the most random things.
    I don't think anyone's all up in arms about Gloria's son not having a bank account. Some people think it's weird for someone with a job not to have one. I know it's hardly an isolated occurrence, but I will admit that it is, to me as well, kind of strange. But whatever. I will go out on a limb and say that nobody is losing sleep over other people's financial arrangements.

    Back to the OP, I'm sure there are lots of kids who simply get a paycheque and sign it over to a parent, or they get cash once a week or even work under the table. Like, when I waitressed and bartended for many years I could have easily lived with no bank account. I could have cashed my cheque at the bank it was drawn on right across the parking lot and used that and my tips to pay for everything. I COULD have done that though it still would have been weird, IMO. How does one go about establishing a credit rating without a bank account?
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  5. #25
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    Quote Originally Posted by ClairesMommy View Post
    I don't think anyone's all up in arms about Gloria's son not having a bank account. Some people think it's weird for someone with a job not to have one. I know it's hardly an isolated occurrence, but I will admit that it is, to me as well, kind of strange. But whatever. I will go out on a limb and say that nobody is losing sleep over other people's financial arrangements.
    It was his very first job and he was still in high school. He hadn't needed one before that. They paid him by debit card so he was fine with that while he had that job. He wasn't working that many hours anyway since he was still in school so it wasn't a lot of money. He got a checking account by the time he started his next job. Sorry I just don't think that is so strange.
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    I don't think anyone's trying to change you mind about it, Gloria. Some of us think it's unusual. You don't. Why are you sorry?

  7. #27
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    Quote Originally Posted by ClairesMommy View Post
    I don't think anyone's trying to change you mind about it, Gloria. Some of us think it's unusual. You don't. Why are you sorry?
    Just seems like a strange thing to blow somebody's mind.
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  8. #28
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    Quote Originally Posted by ClairesMommy View Post
    I don't think anyone's all up in arms about Gloria's son not having a bank account. Some people think it's weird for someone with a job not to have one. I know it's hardly an isolated occurrence, but I will admit that it is, to me as well, kind of strange. But whatever. I will go out on a limb and say that nobody is losing sleep over other people's financial arrangements.
    This "blows my mind" pretty much sums up being "up in arms" about something, IMO. I think it is crazy that people are acting like she locked her kid in the cage in the basement because he got a job without a checking account. Seriously, WHO CARES??
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    Quote Originally Posted by SID081108 View Post
    This "blows my mind" pretty much sums up being "up in arms" about something, IMO. I think it is crazy that people are acting like she locked her kid in the cage in the basement because he got a job without a checking account. Seriously, WHO CARES??
    That seems rather extreme to me.

    People are just surprised. Many of us opened bank accounts for our kids when they were young, with very small amounts of cash in them. It seems unusual for a teenager with a job to not have an account. That's all. I don't think anyone implied neglect! It just seems impractical when it's something that's easy to do and very useful.

    That said, I can see someone choosing to avoid banks completely, and stick with credit unions. Banks are creepy. (I use them, though.)
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  10. #30
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    Quote Originally Posted by ethanwinfield View Post
    This doesn't make sense to me. My kids' accounts have about $13 in them right now. When I got my first job, I opened an account at the bank the check was drawn on with my first paycheck.
    Seriously to me that wouldn't be worth the trouble of keeping up with an account that has $13 in it. I'd rather just open one when it was actually needed.
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