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Thread: Paycheck by Debit Card

  1. #61
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    I don't know- I didn't have a choice about having direct deposit. Never thought about suing. Again- if this practice is illegal it should be stopped- but at some point I understand a large corporation not being able to offer a menu of payment choices - they are an employer not a restaurant.

  2. #62
    Posting Addict Alissa_Sal's Avatar
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    Well I'm not arguing that employers have to offer every payment method under the sun, like we should be able to ask for BitCoins or peanuts or something. I would say having access to a paper check and/or direct deposit is pretty standard though, so it doesn't seem like an outrageous demand.
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    Posting Addict Spacers's Avatar
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    I don't have a problem with the "paycheck" being loaded to a card in theory, although I'm curious how one would pay rent with it? We already have various welfare program benefits being loaded onto cards that people can use pretty much anywhere that can take a debit card, and they can withdraw cash at many banks & credit unions. My problem is the fees associated with the particular debit card in the OP. Many of us can avoid bank fees by maintaining a minimum balance, using debit cards or bill pay for enough transactions per month, having a loan through the same bank, having direc6t deposit, joining a credit union, etc. Just because people work at McDonalds doesn't mean they should have to pay fees to access their pay.
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  4. #64
    Posting Addict GloriaInTX's Avatar
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    Quote Originally Posted by Spacers View Post
    I don't have a problem with the "paycheck" being loaded to a card in theory, although I'm curious how one would pay rent with it? We already have various welfare program benefits being loaded onto cards that people can use pretty much anywhere that can take a debit card, and they can withdraw cash at many banks & credit unions. My problem is the fees associated with the particular debit card in the OP. Many of us can avoid bank fees by maintaining a minimum balance, using debit cards or bill pay for enough transactions per month, having a loan through the same bank, having direc6t deposit, joining a credit union, etc. Just because people work at McDonalds doesn't mean they should have to pay fees to access their pay.
    Actually I'm pretty sure most apartment complexes accept credit cards now, though it might be harder if you rent from a private individual or something. I agree with you about the fees. The problem isn't really about the debit card it is about the fees they are charging them to get their money back out.
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