To answer your other statement...if you are living paycheck to paycheck and show that with your living expenses you cannot afford insurance THAT IS how you get the waiver. If you cannot show that food, rent/mortgage, heat, electricity etc. takes up all of your money than it would lend itself to spending habits.
Also, your article quoted student health plans which are often (at least at my company) not high deductible plans and the student has the option to purchase directly from us as well.
Our student health plans run about 115.00/month.
Mom to Lee, Jake, Brandon, Rocco
Stepmom to Ryan, Regan, Braden, Baley
Granddaughters Kylie 10/18/2010 & Aleya 4/22/2013
I never consider a difference of opinion in politics, in religion, in philosopy, as a cause for withdrawing from a friend. --Thomas Jefferson
Then it is time for the colleges to find a new plan. We have some of the most expensive plans in the country and the student health plans that schools purchase through us (all state schools and some private) are approx. 115/month. That is not a high deductible plan either.
I thought children up to age 26 can stay on their parents insurance.
If the costs of healthcare weren't jacked up by insurance companies, people might be able to afford healthcare even with catastrophes. Just Like Colleges. The government stuck their fingers into somewhere it didn't belong and we (taxpayers) get the bill.
Is that they don't have to take it at all or just not yet?Coverage Extended to More Children. The goal of this new policy is to cover as many young adults under the age of 26 as possible with the least burden. Plans and issuers that offer dependent coverage must offer coverage to enrollees’ adult children until age 26, even if the young adult no longer lives with his or her parents, is not a dependent on a parent’s tax return, or is no longer a student. There is a transition for certain existing group plans that generally do not have to provide dependent coverage until 2014 if the adult child has another offer of employer-based coverage aside from coverage through the parent. The new policy providing access for young adults applies to both married and unmarried children, although their own spouses and children do not qualify.