SO my husband just called me from work and there is a lady that he works with that has a house that she is going to be selling next year for 50,000!! A nice 4 bedroom house!! We dont have the best credit at this point because of mistakes both of us made when we were younger. But..... she is going to let us put the down payment down, take us to her bank, and let us make the payments to the bank who in return pays her!! I am so freaking excited I cant even begin to explain it to you! I am so sick of renting and not being able to do anything to the places we live! I just want a "home" to be able to raise my kids in! EEEEEKKKK!! So excited!