insurance...need to vent!

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shroutbabymama85's picture
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insurance...need to vent!

so have to vent....can i tell you, west virginia is the worst when it comes to health insurance. i have had issues with my insurance from day 1. had this insurance from 2006 to now before i got married. so my first issue is not being able to switch my insurance to my married name. that alone has given me much grief. second issue anytime i go to the doc i have to use my maiden name although in the past it wasnt an issue. these geniuses constantly are changing my name back and forth to the point i go to the doc and have to guess what name they have it as. (which prompts a reverification of insurance.) and finally some places wont let me pick a prescription up because when i have to show my license it has my married name...big pain.

so i applied for medical coverage through the state now that i cut my hours back at work. glad i was approved...called my insurance provider and cancelled my coverage. since they only cover two grand of any drs visits i am so done with those people and their bs. sorry to the rant, just mind blowing! i dont know of anyone else having to go through this kind of bs with an insurance company have you? all and all i am glad for the choices i made.

CarolineJ's picture
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In Australia you can have a baby in a public hospital for free. If you want to choose your OB, you end up out of pocket a couple of thousand dollars even with top health insurance, for your antenatal care.

wlillie's picture
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Tricare ends up not costing us anything out of pocket, but my last birth was a nightmare with the paperwork. There were bills coming in for up to a year afterward. Some were in my name, some in my maiden name, and some in my kids name. ROFL It took *forever* to get it all straightened out and was so stressful because I got bounced around every time I called at least three times and had to explain things so many times. Everything is supposed to be associated with my social for the stuff for me and dh's for the stuff afterwards that would have been attributed to the kid, but it was such a huge mess. We're usually pretty anal about bills, but for about a month and a half I didn't even open envelopes with their return addresses (both Tricare and the hospital).

I think I'd rather have more choices available to me (not very many this time around) and deal with the headaches than only have what is available at this base and no headaches. We'll see I guess.

shroutbabymama85's picture
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Last seen: 4 years 2 days ago
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i miss my tricare coverage....two of my hospital bills totaled 2143 no lie. so had i stayed with the insurance my job gives everything from here on out would be out of pocket.

am glad i switched but what a nightmare that was.

brookie13's picture
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Last seen: 4 years 3 weeks ago
Joined: 01/07/08
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My first birth, a c-section.. Cost me $125 total. $100 for the circumcision and $25 for parking the 5 days I was there.

My second cost me $10.. Parking for 2 days.

This time I plan on spending a but extra for a private room. I was in a four person room with the other two ( but never had roomies) and DH has medical benefits that will cover 80% of the cost of the room.. So it will cost me $40-50