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1aBABY's picture
Joined: 12/05/06
Posts: 474
Working?

Are you a SAHM?
Do you plan to be a SAHM or work outside of the home after baby is born?
What do you do about child care and how much do you have to pay?

1aBABY's picture
Joined: 12/05/06
Posts: 474

Are you a SAHM? No, I am a Paralegal and work full-time outside of the home.
Do you plan to be a SAHM or work outside of the home after baby is born? I will return to work 3 months after baby is born.
What do you do about child care and how much do you have to pay? Currently DS goes to an all day preschool and it is very expensive at $895/month. I'm trying to find an in-home daycare for this baby and prices around here can vary from $100 - 250 per week. If I wanted to put this baby in the daycare/preschool where DS is it would be around $325/week.

How does everyone aford child care - - it's outrageous! I know we'll make it work, but it is so hard. I think finding child care is one of the most difficult things for a parent to decide. Finding someone you trust to take care of your baby....decisions, decisions.

What do you plan to do?

stercry's picture
Joined: 08/15/06
Posts: 450

Wow, I think I should open an in home day care, lol

I'm a SAHM. I have been staying home since I was 3 months pregnant with DD1. DH has always worked 1-2 jobs to provide for us. He is a super man really, he has worked, gone to school, and built us a house. He has his RN now and only works 1 job and is going to school again/still.
We don't have a lot of money but we have always gotten by, I'm very happy to say that we are dept free (other than house)
I also home school our kids and can't imagine doing it any other way.

regdahl's picture
Joined: 05/05/07
Posts: 777

Are you a SAHM? I'm a WAHM. I work part time from home for my brother-in-law.

Do you plan to be a SAHM or work outside of the home after baby is born? I am planning to continue being a WAHM. I know it's going to be tougher to get my hours in once I have two children but am going to do my best to make it work since the extra money is very helpful.

What do you do about child care and how much do you have to pay? N/A

ETSeago's picture
Joined: 05/04/12
Posts: 25

I guess I'm going to be a SAHM now because I quit my job Tuesday. My boss cussed me out for the last time. I was making very good money as a paralegal but I just couldn't handle the stress he was putting on me. I'm currently looking for temp work to make ends meet.

belindab's picture
Joined: 06/15/02
Posts: 1033

Are you a SAHM? Yes. I was working 2 days a week teaching preschool but we follow the school system schedule so we are done for the summer.

Do you plan to be a SAHM or work outside of the home after baby is born? I won't be going back in the fall because the baby can't go until they are one. I did sub at the preschool when DS5 was established with nursing and I could pump. Hopefully, I can do the same this time. I also have a review and giveaway blog that I do with a friend of mine. It doesn't really bring in $ but I get a lot of free products so that helps. Plus it's fun giving the stuff away as well Smile

What do you do about child care and how much do you have to pay? I don't know how people afford daycare. It wouldn't make sense for me to work. We'd have 3 in daycare at anywhere from $100-$150 a week a piece. I'd be working just to pay daycare! When I teach at the preschool, the boys went went so that worked out great. DH works a full time and a part time job. We don't have a lot of extras but we make it work. You'd be surprised how far you can make a dollar stretch!

nwmommy's picture
Joined: 01/06/10
Posts: 321

Are you a SAHM? I work for a bank full time. Currently we are going through a merger that will take place literally 1 month before baby is born which will switch all my benefits and maternity leave. Right now with my current company we get 100% 12 weeks maternity leave, under the new company I have to use short term disability that will only pay 60% and hopefully up to 12 weeks.

Do you plan to be a SAHM or work outside of the home after baby is born? Nope i'll go back to work, I've got to many student loans and other things to pay. I wish I didn't have to work and could didn't have other things to pay

What do you do about child care and how much do you have to pay? Currently with Hailey alone we pay $145 a week or $580 a month for daycare. She is there 8a-4p. We have an awesome daycare center that isn't incredibly huge. Hailey is super attached to the ladies and they treat her like their own daughter. Literally we've had to regulate the time she was spending with one lady because she was becoming so attached to her she was refusing to leave with DH at the end of the day. The director text messages me pictures and videos of her periodically and always works really well with us. Anyway my point is with this new baby and Hailey they are only going to charge us $200 a week for both kids. Thats like a huge huge huge discount barely charging anything for the new baby. She told me that for us only they are going to give us a good discount. I'm was so relieved, I wasn't expecting that at all. I asked her a few weeks ago so I could start saving money now. So that will be about $800 a month.

How do people pay? Thats my question! LOL With my current company we have an awesome child care reimbursement program so i actually get $240 back a month. With 2 kids I would have gotten $460 a month back but because we are merging that will all go away. The only benefit our new company will have is a flex child care account. So they will take out the cost of child care pre-tax and put it into an account that I will pay daycare out of. I'm kind of bummed about losing the reimbursement program. One of the main reasons I already talked to our daycare about how much they would charge is because if it was to high then we would have to look at pulling her out and seeing if MIL would watch them (she would she's offered before) but I didn't want to do that because Hailey loves them and learns so so much, she has so many friends

lemonlemon's picture
Joined: 12/30/07
Posts: 1904

Are you a SAHM? I work part time- 4ish days a week

Do you plan to be a SAHM or work outside of the home after baby is born? I plan to stay at home as long as I can, and then decide if I should go back to my current job or not. It's crazy how much your mind can change after the LO is born! I might just be too overwhelmed to go back, and just take time off before finding a new job.

What do you do about child care and how much do you have to pay? Currently I usually work opposite Kevin- so weekends he watches Brody- then the couple days a week i need somebody its only for a few hours so usually my sister or kevins parents or my dad can watch him a couple hours- it sure is a pain though!! He goes to preschool 2 days a week, but its over now and will start 3 days a week in fall- its only two hours in the morning so its only about 125/month and he LOVES it.
Theres nobody that would be trustworthy to watch the baby for me to work, so I'd either have to put it in daycare, or work around Kevs schedule so I'm not quite sure what will happen.

Joined: 03/01/09
Posts: 655

Cait - I have to laugh a little on how you still call the baby "it" and not "her". I completely understand though!

Are you a SAHM? No. I'm a full time police officer. I currently work an admin spot and I work days M-F every other Friday off. I also commute 65 miles each way. Which adds another 2.5 hours onto my work day....with out traffic (which is rare!)
Do you plan to be a SAHM or work outside of the home after baby is born? I will return to work. I'll get 8 weeks off automatically after the baby is born (because of c/s, if it was a vaginal birth I'd get 6 weeks), but I have unlimited sick leave (which is technically what my maternity leave is) so I'm going to try to push it back a few more weeks to January 1. After that, I'll have 2 weeks unused vacation that I hope to be able to take and return to work mid-january.
What do you do about child care and how much do you have to pay?DH is a fireman so his schedule allows him to watch Erin most days. If not, our moms pitch in. I'm thinking about switching off the admin spot and back to patrol and working evenings though, so I don't know how that'll work. Right now Erin goes to a school/daycare 2x a week from 9-5. It costs $120 a week. We'll probably keep her in that for another year until she starts pre-school.

ambie719's picture
Joined: 10/03/07
Posts: 811

I'm a SAHM, I have been since DS1 was born. We get a year mat leave here so we had time to decide, just before Mason was born DH decided to join the military and left for basic training when he was 3 months old. Because of that career change we've been able to afford me staying home. Things are still tight and we do have debt, but all I could really get are retail jobs, and whatever little I made would probably all go to childcare so we didn't see the point. Plus there are really not a lot of those kinds of jobs here on base, and I don't drive so I can't get a job in the city. Maybe after we move and the baby is a little older and we're in a routine I might take in a couple kids just after school or something to make a few extra bucks. The long-term plan right now though is to wait until DS1 & 2 are both in school (which would be in 3 years) so we'd only have to pay full-time care for this newest LO, and then I will look into/try to join the military as well.