update on me

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WonderWomanExtrodinare's picture
Joined: 05/26/07
Posts: 1192
update on me

well, our insurance will not cover the birthing center birth. Sad i am totally bummed about this! i have talked it over with my doula and she said to try them on a home birth and see what they say. she thinks i'd do really well with a homebirth as the cons i have for homebirth (which is really just one and it's more of a concern) are much less than my cons i have for a hospital birth. she personally thinks i'd labor better at home. i'm trying to be optimistic but i know that if they won't cover the birthing center, they won't cover a home birth. she said it could just be that the birthing center is too new and they haven't gotten in touch with our particular insurance provider about covering their births... so i'm trying but don't have much hope. we have a pretty common insurance and i'm sure it was one of the firsts they contacted about allowing coverage.
so, if this falls through, we will be having a doula attended, natural hospital birth and i will just go into it more stubburn about my wishes. Smile

VCoates's picture
Joined: 05/22/07
Posts: 1055

Hopefully you'll get what you want. I think having a doula at the hospital with you will be a tremendous help. She will be there to encourage you and remind you of what you really want and be the go between between you, the hospital staff and doctors.

joysiloo's picture
Joined: 09/04/06
Posts: 1054

Have you called your insurance and asked for a facility exception? That's what we had to do because my birth center wasn't covered by BCBS either. We're still going to have to pay some out of pocket, but they're covering $2k + of the costs now. Also, I know that in TX most insurance plans will only cover CNMs, not LPMs, so it might help to find a CNM if you're doing a homebirth. Good luck!

Joined: 03/06/09
Posts: 1054

Around here, we don't have a problem with being bullied into things, but I realize maybe it's different depending on your particular hospital. Make sure you have a good birth plan, like others mentioned in your other thread. Also, talk to your MW about nurses that she feels are more NCB friendly. I'm sure she can give you names of some that work (day and night shift) at your hospital. When you check-in in labor, request one of them.
Sorry it didn't work out:( I know I would LOVE to deliver at a BC, but there isn't one around here.

WonderWomanExtrodinare's picture
Joined: 05/26/07
Posts: 1192

"joysiloo" wrote:

Have you called your insurance and asked for a facility exception? That's what we had to do because my birth center wasn't covered by BCBS either. We're still going to have to pay some out of pocket, but they're covering $2k + of the costs now. Also, I know that in TX most insurance plans will only cover CNMs, not LPMs, so it might help to find a CNM if you're doing a homebirth. Good luck!

Thanks so much! I will look into this! Smile

Joined: 01/04/05
Posts: 543

I don't really have any advice ....just good luck and (((((HUGS)))))

Jessica.'s picture
Joined: 02/02/09
Posts: 424

"2confused" wrote:

I don't really have any advice ....just good luck and (((((HUGS)))))

that about sums it up for me 2!

bumblybees's picture
Joined: 03/24/10
Posts: 559

i know with my last labor the doula came to my house and i labored at home till i was in transistion, so i did most of my laboring at home. maybe that would work for you. then i knelt on teh floor in our minivan (in the back area) on the 20 minute drive to the hospital. the doula was back there with me rubbing my back.
arrival to birth - 2 hours.

isuche02's picture
Joined: 10/08/08
Posts: 1122

Insurance can be so frustrating!

I hope you get the birth you want regardless Smile

rubyslippersbaby's picture
Joined: 12/29/10
Posts: 324

Well that stinks!! If you need/want help looking into this, let me know...I do insurance for a local hospital here, and i look into that kind of stuff ALLLL day long!! Smile

Hope it goes the way you want!!