I ended up going to one of our local 'chain' stores and getting finance, after crying a lot about losing my lens I figured I was going to get a new one soon so I upped the anti and have ordered the tamron 18 - 270mm.
Its really the ONLY thing I have in my life that gives me a sense of creating something beautiful.
Plus it is my only hobby, I don't drink, or smoke(yuck), we dont go out partying or to clubs, Hubby has his music and posters so we just bit the bullet and went for it.
Oh and on an even happier note, I heard from my sister and she thinks my nephew Seth will be born soon, so I'll get to practice on a newborn YAY!
Thanks again for your kind thoughts and just for being so nice!