So I don't digi scrap, but I decided to use digi scrap stuff to make cards so I could avoid the pricey card templates on sites like shutterfly, etc. I used freebies from freedigitalscrapbooking.com. everything on the card except for the picture and the writing - "christmas" and the sentiment at the end are from that site. It is very simple, but a) I have never digi scrapped and b) I wanted a cheaper option. I just made it 4x6 size and ordered 4x6 prints from walmart.com at 9 cents a copy! The craft store had a value pack of 50 envelopes (size 5x7) for $2.
(edited out the last name, hence the white blob at the bottom ;-))