Goals before TTC?

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tink9702's picture
Joined: 09/28/08
Posts: 2977
Goals before TTC?

Anyone have specific goals they want to accomplish before they TTC, such as paying off debt, losing weight etc?

I really want to lose 20lbs so that when I gain 20lbs back I am where I am right now! ha ha

~Noelle~'s picture
Joined: 06/06/06
Posts: 37

I have the same goal as you Mel! Would like to lose 20lbs before we start TTC. I get my IUD out next Thursday, so I better get a move on that Smile

tink9702's picture
Joined: 09/28/08
Posts: 2977

yeah, I've got about 12 weeks to make this happen! ut oh!

tink9702's picture
Joined: 09/28/08
Posts: 2977

good luck getting the IUD out! Is that supposed to be painful?

Carolyn B's picture
Joined: 01/18/10
Posts: 460

"tink9702" wrote:

good luck getting the IUD out! Is that supposed to be painful?

I'd like to know this too! Mine was painful going in so I'm a little nervous about how it will be coming out.

As for goals before TTC, DH and I want to have a down payment on a house saved up before pregnant again. Daycare in the SF bay area is so expensive, I'm dreading what it will be like with 2. Here's to convincing my parents to move up and watch the LOs! Smile

tink9702's picture
Joined: 09/28/08
Posts: 2977

LOL Carolyn - good luck with the grandparents! Smile Daycare in the Northeast is also crazy expensive. It's why I work from home two days a week so we only need daycare three days and with three kids we won't even be able to afford that.

Carolyn B's picture
Joined: 01/18/10
Posts: 460

Ok, I totally just wrote something and it didn't show up so if this shows as a double sorry!

I'm totally working on getting my parents up here. I really think it's only a matter of time. My sis lives up here too, and since we are all grown and moved out, they really don't need a big house. Smile Daycare is crazy up here. Right now Olivia's daycare is only 100 less than our rent and we live in a nice neighborhood that we really won't be able to afford to buy in. Sad And it's the middle road of what we could afford, the one I really wanted to put her in was 100 more than our rent!

TiggersMommy's picture
Joined: 02/14/10
Posts: 6043

My one and only goal is to pass my comprehensive exams. Once I pass I'm heading to get my IUD yanked immediately.

IUDs shouldn't hurt to be taken out. I asked at my annual and was told its quick, easy, and painless.

-x-Amber-x-'s picture
Joined: 10/08/06
Posts: 642

**Lurker**
I got my IUD out 3 weeks before getting preggo and it didnt hurt at all! I didnt even realize that she was doing it and she was already done! I thought that it would take longer and be more painful, but it took her about 2 secs to take it out once she had the speculum in! Hope that helps you ladies!!

Carolyn B's picture
Joined: 01/18/10
Posts: 460

Good luck Erin! I bet that will be exciting to get through!

Thanks for the info Amber.

Carolyn B's picture
Joined: 01/18/10
Posts: 460

So I just had to share my excitement! DH just got a generous bonus from work so we are one giant leap closer to a home and TTC! :yahoo::wootjump:

~Noelle~'s picture
Joined: 06/06/06
Posts: 37

I got my IUD out! Yahoooo! Just wanted to let you know that it didn't hurt AT ALL!

Congrats on DH's bonus Carolyn!

Clarkton's picture
Joined: 01/07/08
Posts: 1972

Congrats Carolyn and Noelle! Congratulations to your DH too Carolyn, that is really awesome!

tink9702's picture
Joined: 09/28/08
Posts: 2977

Great news Carolyn and Noelle!!!

TiggersMommy's picture
Joined: 02/14/10
Posts: 6043

Congrats Carolyn & Noelle!!

morel_baby's picture
Joined: 03/04/07
Posts: 194

Congrats on the bonus!

Our house is so small. We're trying to figure out how to build an addition or finish the basement, but everything is so expensive. We're really not sure of what to do, and our window of opportunity for a spring baby is quickly shrinking.

TiggersMommy's picture
Joined: 02/14/10
Posts: 6043

Our house is really small too. 800 sq ft 2BR1BA. We plan to enclose the carport to create a master bed and second bath. That will have to wait until DH gets a real job, which definitely won't be before Next Baby arrives. We'll have a year before it gets tight in here. We co-sleep and will keep Next Baby in our room for the first year. Hopefully we'll have the addition done so we can move in there, move the office into our bedroom and put the two kids in together. Our office is currently in the corner of the living room and SUCKS.

morel_baby's picture
Joined: 03/04/07
Posts: 194

Going from 1 to 2 children in a small house wasn't really an issue for us, we just figured we'd make it work. The girls share a room, but it is an awkward shape, and we can only fit toddler beds in it. Realistically we need to add a bedroom regardless of whether or not we have another. We'd love to refinance, but we can't because of not having enough equity.

My current solution that we are exploring is: Taking out a home improvement loan, completing the work, then trying to refinance with the added equity. If we are lucky we can continue playing the home improvement loan, but lesson our monthly payment so that it evens out to what we're paying now. If we were to refinance it in altogether we would get stuck paying a mortgage insurance that we don't have now which is why I feel like we need to keep the loans separate.

It is all so confusing though! Smile

TiggersMommy's picture
Joined: 02/14/10
Posts: 6043

Doesn't sound fun or easy. The reason we bought this place was for the option to enclose the carport. the roof and foundation are already there. We just need to throw up some walls. The bathroom will be the pricey part but that can honestly wait.

BokkieNYC's picture
Joined: 08/15/11
Posts: 1106

**Bit of a Lurker** We're still talking about TTCing, keeps getting put off for various reasons.

But for me I want to complete my undergraduate degree first; I only have 4 more exams and should be done in June 2013. And then after that I want to try to come off my meds (Lamictal) and be stable in my bi-polar condition. In a perfect world we would also want to wait until DH has had his brain decompression surgery but even more complications have postponed that indefinitely so we'll accept 2 out of 3.

tink9702's picture
Joined: 09/28/08
Posts: 2977

"morel_baby" wrote:

My current solution that we are exploring is: Taking out a home improvement loan, completing the work, then trying to refinance with the added equity. If we are lucky we can continue playing the home improvement loan, but lesson our monthly payment so that it evens out to what we're paying now. If we were to refinance it in altogether we would get stuck paying a mortgage insurance that we don't have now which is why I feel like we need to keep the loans separate.

It is all so confusing though! Smile

I work in the mortgage industry. Be very careful of over-improving your home. If it's small for your neighborhood then by all means build on. If it's average, you can also add, but if it's a little larger than the rest of the neighborhood then beware. You will out-price the neighborhood and not get the money you need to refinance eventually. Good luck!!!

tink9702's picture
Joined: 09/28/08
Posts: 2977

"morel_baby" wrote:

My current solution that we are exploring is: Taking out a home improvement loan, completing the work, then trying to refinance with the added equity. If we are lucky we can continue playing the home improvement loan, but lesson our monthly payment so that it evens out to what we're paying now. If we were to refinance it in altogether we would get stuck paying a mortgage insurance that we don't have now which is why I feel like we need to keep the loans separate.

It is all so confusing though! Smile

I work in the mortgage industry. Be very careful of over-improving your home. If it's small for your neighborhood then by all means build on. If it's average, you can also add, but if it's a little larger than the rest of the neighborhood then beware. You will out-price the neighborhood and not get the money you need to refinance eventually. Good luck!!!

Joined: 06/12/12
Posts: 29

I would like to tighten up my diet and cut out all junk. I also would like to be back in shape. I was getting into awesome shape, but since I went back to work in March I have only made it to the gym a few times. Ugh!!! I tend to gain a ridiculous amount of weight in pregnancy, so I want to be in great shape so I can bounce back after number 3.

morel_baby's picture
Joined: 03/04/07
Posts: 194

"tink9702" wrote:

I work in the mortgage industry. Be very careful of over-improving your home. If it's small for your neighborhood then by all means build on. If it's average, you can also add, but if it's a little larger than the rest of the neighborhood then beware. You will out-price the neighborhood and not get the money you need to refinance eventually. Good luck!!!

Thanks for the advice! My father came over to give us an estimate yesterday for finishing the basement. We had originally though that we would add on, but he thinks that we will be able to add a third bedroom, a bathroom, and a storage area into the basement for 1/3 of the cost of an addition. He's been in the construction business for years so he can do the work, and we'll pay him, but pay can less than we'd have to pay someone outside of the family.

With the price of finishing the basement we can afford a personal loan if the refinancing can't happen after.

morel_baby's picture
Joined: 03/04/07
Posts: 194

oh, and we have 2 other homes that were originally built exactly the same. One neighbor has a family room added on, and the other has a finished basement and a 3 season porch. Other homes in the neighborhood also have at least one more bedroom than ours, so hopefully we'll be ok. Everything feels like a guessing game!

tink9702's picture
Joined: 09/28/08
Posts: 2977

Yes, it sounds like you will be just fine! Smile Good luck with finishing the basement!

Joined: 03/03/11
Posts: 24

My husband and I were just recently stationed in Germany - and we want to travel to a few places before having another child. Except, we're JLIH, not trying, not preventing, etc. So, we'll see! LOL I keep saying to him "You KNOW I'm not 'on' anything! If you wanna see Paris, we need to stop being so 'careless' about this!" and he just smiles and says "I'm good with whatever happens."