Are you a spender or a saver?
Unfortunately, I'm more of a spender.
save save save!
I'm a little bit of both, I don't hesitate to spend money when I need something, but we also like to save our money. We have a set amount in our savings account and we try not to go below that amount, but if we need to buy something and don't have the money in our checking, we don't hesitate to transfer from our cushion amount in savings
I used to be a spender until I met my fiance. Now I'm more of a saver. He's so frugal and minimalist it drives me nuts, but it also helps me. I used to buy a lot of clothes when I first started working. Now I spend money mostly on house items. I only shop at target and buffalo exchange for clothes now...haha.
Both - I can save when I want to but I also enjoy treating myself every once in a while.
I'm frugal but we don't really have much of a savings account. We don't really have the means we live paycheck to paycheck. Hence the waiting to conceive.
I try to be more of a saver. We don't have a lot of extra money while hubby is an apprentice so we have to be careful with it, or I am at least. Especially as we need to do some renovations on our house and get some curtains for our room and DS's room, and Ds's room has two full walls of windows plus another two small windows.
Both! I'm a spender that won't buy full price for most items! Therefore I save money! ha ha! Seriously, I'm more of a saver, but like PP said, don't hesitate to spend if it's something I really want or need.