Have you had the talk with your parent(s)/IL(s) as to what they would like in the future for care? Do you know what their hope or plan is? Does anyone here already know that they'll be living with you at some point? Does anyone know that they'd like to be in assisted living or nursing home? Or with another family member? Or has this not even come up yet? If this has not come up yet, have you talked to your dh about it? Do you two seem to be on the same page?