newbie intro to my 3yr ttc journey. insurance issue(long)
Hello ladies, my name is Bri im 22 years old from Florida. my fiance and i have been trying to conceive for three years without sucess,i just started seeing my OBGYN on jan 18th and she did a pap smear,ask my medical history, did a vaginal ultrasound and thats pretty much it. then she put me on birth control for heavy menstural bleeding,but i told her that my fiance and i wouldnt want to do that since we are trying to get pregnant. she has referred me to the IVF of florida clinic for an HSG and to start fertility diagnosis and treatment.
i called the fertility clinic to set up my HSG,but they said i had to wait until my cycle start to set up the appointment,my concern is that my insurance wont cover the HSG and my fiance said we could pay for it cash (825.00) but we just bought a house and literally have went through almost 8000 in a month...so our savings account is starting to look pretty sad..i really want this procedure done,but i also want to start building up our savings again for emergencies,or home improvents..and a general sense of security
i figured,something is obviously wrong with me,im young,over all healthy and we have not used protection in 3 years and nothing,my fiance has a daughter so im thinking he maybe ok. (fast forward)
i started looking into fertility financing,and other options but im not sure whats best for us. my insurance will not cover infertility so im not sure what to do??
have any of you used a discount program?
have any of you financed or taken out a personal loan? (what company did you use)
any advice for paying when insurance doesnt cover infertility??
sorry for the long thread...i look forward to getting to know you all