We got a call today from a credit agency trying to pin a bill on my DH (he has a rather uncommon name). The address was NOT somewhere we ever lived nor have we had an account with the company that says we owe them money.
HOWEVER, we do know who it is and it's someone closely related to DH.
Should we rat them out to cover our butts? We could right out say who it is and where they live now and their contact info. Right now we are doing what we can to prove we never lived there as a start, but I know credit agencies might not take that for an answer/proof. I know being proactive now would be easier then trying to get this thing off his report if it gets on there by accident. We want to buy a house soon and this could ruin it all.