I feel bad posting happy news after seeing Shannons note.
Last night DH and I met with a mortgage broker and we got pre-approved for a mortgage!! I'm excited!
We just have to save a little more between now and december to make the 5% down plus a few more $$ for closing costs. We are meeting with an financial planner next week to work out an aggressive plan to get on track.
So, we are going to start getting rid of junk and stuff we don't want to move with between now and October. In November we will start meeting with a realtor to start looking. We work for a bank and we will know our bonuses by end of November. With our bonus and savings by December we will be officially allowed to put in offers. December to February are the best times to buy here as people hate moving in December. Costs tend to be lower and more choice as less people are buying. The goal is to have a place by February!
Eek! So excited!