(OT) got approved to buy a house!
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Thread: (OT) got approved to buy a house!

  1. #1
    Mega Poster raingirl28's Avatar
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    Default (OT) got approved to buy a house!

    I feel bad posting happy news after seeing Shannons note.

    Last night DH and I met with a mortgage broker and we got pre-approved for a mortgage!! I'm excited!

    We just have to save a little more between now and december to make the 5% down plus a few more $$ for closing costs. We are meeting with an financial planner next week to work out an aggressive plan to get on track.

    So, we are going to start getting rid of junk and stuff we don't want to move with between now and October. In November we will start meeting with a realtor to start looking. We work for a bank and we will know our bonuses by end of November. With our bonus and savings by December we will be officially allowed to put in offers. December to February are the best times to buy here as people hate moving in December. Costs tend to be lower and more choice as less people are buying. The goal is to have a place by February!

    Eek! So excited!
    Rachael & Rob 08/10/08
    Destiny isn't a matter of chance, it's a matter of choice.
    6 years, 3 REs, 2 surgeries, 5 IUIs, success on the 5th try!
    Baby Girl Rowan ~ Dec 10, 2013 ~


  2. #2
    Community Host Lizbet22's Avatar
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    Thats fantastic news Rachael!!!
    So exciting!
    I am so pleased its starting to come together for you.
    I know you were worried this day would never happen...but look it is happening!!!!!
    Just goes to show eh?!!
    Can't wait til you find your dream home!
    You deserve it!!!
    xxxxxxxxx
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  3. #3
    Posting Addict mom2robbie's Avatar
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    Great news! What bank do you work for - I work for TD (well for a few more weeks until I start at the CRA). Where in Ontario are you? I grew up in Whitby, still have some family there as well as in Newcastle.
    Margaret (44)
    Sean (38 )
    Robbie (8 )
    Bailey (April 2, 2011)


    "The soul always knows what to do to heal itself. The challenge is to silence the mind." Caroline Myss

  4. #4
    Prolific Poster blissfulliss's Avatar
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    Oooo so exciting!!! House hunting can be stressful but I'm so nosy, I loooved looking @ different houses, hahaha... Can't wait til you announce you've bought a house!!!
    -Liss

    TTC#1 since January 2008
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  5. #5
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    Congrats!
    Tasha

    TTC #1 since 2/11
    Married to DH Chris since May 23,2011
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  6. #6
    Mega Poster ambie719's Avatar
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    Congrats Rach! I hope the financial planner can help you guys get a solid plan in place so that you can become homeowners soon
    Amber/25 & Chris/36 - 15-Dec-06 Apr/08 & Oct/11


  7. #7
    Prolific Poster tacie's Avatar
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    Congrats!
    ~ Tacie's Space ~ TTC #1 since Jan 01, 2006

  8. #8
    Super Poster mrs. bear's Avatar
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    That's awesome Rachael, Good luck with everything!!
    -"Kevabelle" 3/2011



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  9. #9
    Mega Poster celticbandgeek's Avatar
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    Congrats!
    Jean


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  10. #10
    Posting Addict yipeeladybug's Avatar
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    Congrats! Good luck and have fun looking at houses!
    Sophia 41, DH 36


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