Wow, so today we got a letter from our insurance company and again...Wow! I'm not sure if anyone else has gotten any letters yet about changes taking place January 1st?
If so, how do you feel about seeking fertility specialists? Or continuing fertility care?
Ours was $20 and now Jan 1st will go to $40 each time. Some times during IVF/IUI it can be 3-4 visits a week. That will add up to quite a bit of money!
Plus they said they will only cover generic meds. I have no idea if that applies to the meds used in IUI/IVF (will have to call). My prenatals already rose to $50 w/insurance and now I guess they won't even cover them at all (note: I cannot swallow large pills at all). For now, I am back to using store bought chewables, much cheaper. However, during IUI/IVF they are strict with prenatals. The letter says doctors will need special approval now for non-generic drugs.
For those struggling already, this just adds even more financial strain to have our dreams come true. DH already said we will "make ends meet" and will cut back on lots of other things.
Let's just say I am hoping to do my IVF Donor Cycle before January 1st!!