Paying for IVF/ Infertility treatments

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Linzwigz's picture
Joined: 10/21/06
Posts: 29
Paying for IVF/ Infertility treatments

Hello ladies,

I have not posted here in about 4 years. A little background on me, I tried for almost 2 years to get pg before conceiving my twins through IVF. During some of the testing we found out that our only way to have children will be through IVF (my doc gave me about a 1-2% chance of conceiving with out assistance). Anyways now my children are 3.5 and I have baby fever again. We have two frozen embryos that I'm ready to use but our insurance covers zero of anything related to infertility (no dignosis, no treatment, nothing). I'm not sure what to do from here. Just to see my RE is going to cost us $160. During our last IVF cycle I saw him 1-2 times a week. That will add up really fast. Any suggestions or thoughts?


mom2robbie's picture
Joined: 01/20/07
Posts: 2541

Lindsay, not sure what to tell you. That is one of the reasons I like being Canadian. I don't pay for my RE appointments, u/s, testing etc. We do have to pay a bit for IUI and IVF. I will be doing IUI in about November and my meds are covered by insurance but I will have to pay for the IUI part.

meggyrn's picture
Joined: 02/16/09
Posts: 2263

Welcome back!! That's a difficult question. From my experience when I went through IVF all of the doctor's visit, except for the initial consult, was covered within the lump sum I paid for my cycle. I would think it'd be the same for a FET. You'd probably have to pay for your consult, then you'd pay an amount to your RE which would cover appts, u/s, and transfer. FET are much cheaper than a fresh cycle because you don't have to go through the ER and you don't have any many meds to pay for. I hope you can figure something out to help expand your family.

Joined: 04/21/08
Posts: 1063

We had some insurance coverage. I think when you start a cycle there is usually an all-inclusive price. I would talk to your clinic, because there is no reason to pay for all that a la carte. A frozen cycle should be much, much cheaper than a regular IVF cycle. Hope it works out for you!